Ramsey County sets no STR insurance rule, but St. Paul does: hosts must carry liability insurance of at least $300,000 naming the City as certificate holder, or rent only through a platform providing equal or greater coverage.
Insurance requirements for short-term rentals are municipal in Minnesota, so Ramsey County imposes none countywide. St. Paul's Chapter 379 host-license requirements state that a host must show a certificate of liability insurance of no less than $300,000 with the City of Saint Paul listed as the certificate holder, or conduct each rental transaction through a short-term rental platform (such as Airbnb or VRBO) that provides equal or greater coverage. This protects guests and neighbors and is a condition of the annual host license. Suburban Ramsey County cities set their own coverage minimums.
Operating without the required $300,000 liability coverage (or qualifying platform coverage) is a Chapter 379 licensing violation and grounds for license denial or revocation by St. Paul DSI.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
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Ramsey County supports backyard composting and runs free yard-waste and organics drop-off sites for residents. The county advises contacting your city about ...
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Ramsey County has no ordinance on artificial turf. Whether synthetic lawns are allowed, and any coverage or permit rules, are set by your city's zoning and s...
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Minnesota law protects native landscaping from blanket 'tall weeds' bans, and cities like Saint Paul allow managed native plantings. Ramsey County has no rul...
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Neither Ramsey County nor Minnesota bans residential rainwater harvesting. Rain barrels and rain gardens are actively promoted for stormwater management, and...
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Ramsey County sets no watering schedule. St. Paul Regional Water Services (SPRWS) enforces even/odd-address outdoor watering during drought: odd addresses wa...
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Under the Minnesota Noxious Weed Law (Minn. Stat. §18.75–.91), every landowner and occupant must control state-listed noxious weeds. Ramsey County has no sep...
See how Ramsey County's insurance requirements rules stack up against other locations.
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