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HOA Rules in Santa Cruz County, CA (2026)

1 rule for unincorporated Santa Cruz County, California.

Verified from official government sources

Note: These county rules apply to unincorporated areas of Santa Cruz County. If you live within an incorporated city, that city's own rules apply: see the city list below.

CC&R Enforcement

Santa Cruz County's zoning code applies to every unincorporated parcel no matter what a subdivision's CC&Rs say, and County staff will not step in to enforce a homeowners association's private covenants. Under SCCC 18.10.110(C), zoning enforcement and HOA rule enforcement run on separate tracks: a CC&R violation alone is not a county code enforcement case.

Santa Cruz County CC&R Enforcement Limits

Some Restrictions

Santa Cruz County Code 18.10.110(C) (Ord. 5427 6, 2022)

The provisions of this chapter apply regardless of whether they impose a greater or lesser restriction on the development or use of structures or land than a private agreement or restriction such as conditions, covenants, and restrictions (CC&Rs), and without affecting the applicability of any such private agreement or restriction. The County of Santa Cruz shall not enforce private covenants or...

All Santa Cruz County ordinances

See every category we cover for Santa Cruz County: parking, noise, fences, fires, animals, pools, and more.

Santa Cruz County Ordinance Hub β†’