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Monroe County, FL Environmental Rules: Boat Dock Permits (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Dock width limit
10% of waterbody width
Dock plus vessel navigable-area cap
25% of waterbody
Side setback for most docks
5 feet minimum
Terminal platform cap
160 sq ft, 8 ft wide
Federal permits required
FDEP and Army Corps of Engineers
Marginal dock width cap
8 ft or 10% of waterbody

Summary

In the unincorporated Florida Keys (Monroe County), a private dock cannot exceed ten percent of the waterbody's width and needs both a county shoreline-setback permit and Florida DEP or Army Corps of Engineers authorization before construction, under Land Development Code Section 118-12, which also caps how much of a canal or basin a dock and moored vessel may occupy.

These county ordinances apply to unincorporated areas of Monroe County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

(a)Purpose. ... The purpose of this Section is to allow for reasonable access between the land and water, provide secure boat storage, ensure good water quality, provide an appearance consistent with community character, protect structures from the effects of long-term sea level rise, protect beaches and shores from erosion, protect over-water views, avoid adverse impacts on navigation, and protect marine and terrestrial natural resources. ( ... 1)Permit. ... All required permits from the Florida Department of Environmental Protection and Army Corps of Engineers shall be obtained prior to commencement of construction and/or issuance of a County permit or 'Notice to Proceed.'(2)Width. Docks shall not exceed ten percent (10%) of the width of the waterbody as measured laterally across the waterbody from the point of mean low water (MLW) of the proposed location of placement, prior to construction of any dock, to the opposing point of mean low water, prior to construction of any dock.

Full Breakdown

Section 118-12 of the Land Development Code governs shoreline setbacks and docking facilities across unincorporated Monroe County, from Key Largo through Stock Island and the Lower Keys. Its stated purpose is to allow reasonable land-to-water access, secure boat storage, protect water quality, preserve community character and over-water views, guard against long-term sea level rise, prevent erosion, and protect marine and terrestrial resources. S. Army Corps of Engineers permits, in addition to the county permit or Notice to Proceed. The core dimensional limit is the ten-percent rule: a dock cannot exceed ten percent of the width of the waterbody, measured laterally across the water from the mean low water point at the proposed dock location to the opposing mean low water point, both measured as they existed before any dock was built.

A dock together with any moored vessel or lift may not occupy more than 25 percent of the waterbody's navigable width. Side setbacks generally require pier-type and T- or L-style docks to keep every part of the structure, including the terminal platform, at least 5 feet from side property lines extended into the water. Terminal platforms are capped at 160 square feet and 8 feet in one dimension, and docks over seagrass beds or hardbottom communities need a minimum 4-foot water depth above the resource with the pier elevated at least 5 feet above mean high water. Marginal docks running the shoreline are capped at 8 feet wide or ten percent of the waterbody width, whichever is smaller.

Violations & Fines

Dredging, filling, or dock construction without the required Florida DEP or Army Corps of Engineers permits is prohibited outright, and Section 118-10(d)(5) bars after-the-fact permits for dredge-and-fill violations: all unauthorized fill must be removed and all damage mitigated. Docks that exceed the width, setback, or navigable-portion limits are subject to Monroe County code enforcement action.

Frequently Asked Questions

How wide can my dock be in the Florida Keys?
Section 118-12(m)(2) caps any dock at ten percent of the width of the waterbody it sits on, measured laterally across the water at mean low water before construction.
Do I need a federal permit too?
Yes. Section 118-12(m)(1) requires all applicable Florida Department of Environmental Protection and U.S. Army Corps of Engineers permits before the county will issue a construction permit or Notice to Proceed for a dock or docking facility.
How close to my neighbor's property line can I build?
Most pier-type and T- or L-style docks must keep every part of the structure, including the terminal platform, at least 5 feet from the side property line as extended into the water, per Section 118-12(i) and (m)(3).

Sources & Official References

Other rules in Monroe County

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