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Lake County, IL Environmental Rules: Coastal Development (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Governing section
Lake County Code § 151.149(I)
Elevation standard
BFE plus one foot, on pilings/columns
Breakaway wall load rating
10-20 psf design safe loading
Structural fill
Prohibited in CHHA
RV exemption
Under 180 consecutive days on site
Last amended
Ord. 23-1056, 8-8-2023

Summary

In unincorporated Lake County's Coastal High Hazard Area along Lake Michigan, new construction and substantial improvements must be elevated on pilings or columns above the base flood elevation plus one foot, with fill barred as structural support and dune alteration prohibited absent an engineering report.

These county ordinances apply to unincorporated areas of Lake County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

(I) Building Protection Requirement for CHHA. The building protection requirements of this section apply to development, including new construction and substantial improvements in, or partly in, a Coastal High Hazard Area according to the FIRM. (1) All new construction and substantial improvements shall be elevated on pilings or columns so that the bottom of the lowest horizontal structural member of the lowest floor (excluding the pilings or columns) is elevated to or above the BFE-plus-one-foot elevation, and the pile or column foundation and structure attached thereto is anchored to resist flotation, collapse, and lateral movement due to the effects of wind and water loads acting simultaneously on all building components. ... (6) The use of fill for structural support of buildings within a Coastal High Hazard Area is prohibited.

Source: 615 ILCS 50/ Level of Lake Michigan ActView official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: 2026 S-15: Supplement contains: Local legislation current through Ord. 26-0618, passed 6-9-2026 | State legislation current through ILCS Pamphlet 2025 #5).

Full Breakdown

149(I) sets the building protection requirements for the Coastal High Hazard Area (CHHA), the zone shown on the Flood Insurance Rate Map subject to high-velocity wave action off Lake Michigan. Every new structure and every substantial improvement in or partly in the CHHA must be elevated on pilings or columns so the bottom of the lowest horizontal structural member sits at or above the base flood elevation (BFE) plus one foot, with the pile or column foundation anchored against flotation, collapse, and lateral movement from combined wind and water loads.

A licensed professional structural engineer or architect must develop or review the structural design and certify that it meets these standards. The space below the lowest floor must stay free of obstruction or use only breakaway walls, open lattice-work, or insect screening designed to fail without damaging the elevated structure; a standard breakaway wall carries a design safe loading resistance of 10 to 20 pounds per square foot, and anything stronger needs an engineer's certification that it will still collapse before the elevated structure is compromised.

Manufactured home placement and substantial improvement must meet the same pile/column and breakaway-wall standards, and recreational vehicles must either stay fewer than 180 consecutive days, remain fully licensed and highway-ready, or comply with the same building protection requirements. The subsection flatly bars using fill for structural support of any building in the CHHA; non-structural fill is allowed only when an engineering report shows it will not cause wave runup, ramping, or floodwater deflection that damages buildings. Man-made alteration of sand dunes in the CHHA is likewise prohibited unless an engineering report documents that the alteration will not reduce the dunes' wave and flow dissipation and increase flood damage potential.

Bulkheads, seawalls, revetments, and other shoreline erosion-control structures cannot be tied into a building's foundation or superstructure and must be designed so they do not redirect floodwaters or add flood or erosion forces onto neighboring structures. The section was adopted as Ord. 5 on 10-13-2009 and last amended by Ord. 23-1056, passed 8-8-2023.

Violations & Fines

Development in the Coastal High Hazard Area requires a site development permit under the Watershed Development Ordinance before construction begins; building without the required pile/column elevation, without the engineer's certification, or with prohibited structural fill is a permit violation enforced by the Lake County Planning, Building and Development Department. Non-compliant construction can be ordered elevated, retrofitted, or removed, and a certificate of occupancy will not issue until the structural engineer's certification confirming compliance with Section 151.149(I) is on file.

Frequently Asked Questions

Can I build a house on fill in Lake County's Coastal High Hazard Area?
No. Section 151.149(I)(6) prohibits using fill for structural support of any building in the Coastal High Hazard Area. Non-structural fill is allowed only if an engineering report shows it will not cause wave runup or floodwater deflection that damages buildings, so new construction must instead be elevated on pilings or columns.
How high must a new home be elevated in the Coastal High Hazard Area?
The bottom of the lowest horizontal structural member of the lowest floor must sit at or above the base flood elevation plus one foot, per Section 151.149(I)(1), with the pile or column foundation anchored to resist flotation, collapse, and lateral movement from combined wind and water loads.
Does a seawall need special design rules in unincorporated Lake County?
Yes. Section 151.149(I)(8) requires bulkheads, seawalls, and revetments in the Coastal High Hazard Area to be built without connecting to any building's foundation or superstructure, and designed so they don't redirect floodwaters or increase flood or erosion forces on neighboring structures.

Sources & Official References

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