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Clay, NY Environmental Rules: Flood Elevation Requirements (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Freeboard
2 feet above base flood elevation
No-data Zone A
3 feet above highest adjacent grade
Applies to
New construction & substantial improvements
Zone AO
2 ft above FIRM depth number
Governing section
Town Code § 112-17

Summary

New and substantially improved homes in the Town of Clay's mapped flood zones must have their lowest floor, including any basement, built at least two feet above the base flood elevation. Where FEMA hasn't set a base flood elevation for Zone A, the floor must instead sit at least three feet above the highest adjacent grade.

§ 112-17. Residential structures. A. Elevation. The following standards apply to new and substantially improved residential structures located in areas of special flood hazard, in addition to the requirements in § 112-15A, Subdivision proposals, and § 112-15B, Encroachments, and § 112-16, Standards for all structures. (1) Within Zones A1-A30, AE and AH and also Zone A if base flood elevation data are available, new construction and substantial improvements shall have the lowest floor (including basement) elevated to or above two feet above the base flood elevation. (2) Within Zone A, when no base flood elevation data are available, new construction and substantial improvements shall have the lowest floor (including basement) elevated at least three feet above the highest adjacent grade.

Full Breakdown

Town Code § 112-17A sets the freeboard standard for residential construction in areas of special flood hazard shown on the Flood Insurance Rate Map adopted at § 112-6 for Community Number 360573. Within Zones A1-A30, AE, and AH, and in Zone A when base flood elevation data exist, new construction and substantial improvements must have the lowest floor, including any basement, elevated to or above two feet above the base flood elevation. In Zone A without base flood elevation data, the lowest floor must sit at least three feet above the highest adjacent grade, and in Zone AO the lowest floor must clear the FIRM's depth number by at least two feet, or two feet if no depth number is shown.

In Zones AH and AO, § 112-17A(4) also requires adequate drainage paths to route floodwaters around and away from the structure on sloped lots. These standards apply on top of the subdivision and encroachment rules in § 112-15 and the anchoring, construction-material, and utility-elevation standards in § 112-16, which separately requires new electrical, heating, and plumbing equipment to sit at least two feet above the base flood elevation. Nonresidential buildings face a parallel two-foot freeboard or floodproofing standard under § 112-18. Compliance is confirmed through the certification and inspection process in §§ 112-13 and 112-14 before the Planning and Development Department issues a certificate of compliance.

Violations & Fines

Building or substantially improving a home below the required elevation in a special flood hazard area violates § 112-9, punishable by a fine of up to $250, up to 15 days' imprisonment, or both, with each day of noncompliance a separate offense. A noncompliant structure lacking an approved variance is reported to FEMA and may be denied a certificate of compliance.

Frequently Asked Questions

How high above flood level must a new home's floor sit in Clay?
At least two feet above the base flood elevation for the lowest floor, including any basement, in Zones A1-A30, AE, and AH under § 112-17A(1); if no base flood data exist in Zone A, the floor must be three feet above the highest adjacent grade instead.
Do the elevation rules apply to a remodel, or only new construction?
Both. Section 112-17A applies to "new construction and substantial improvements," defined in § 112-4 as work costing 50% or more of the structure's pre-improvement market value, so major remodels in the flood zone must meet the same two-foot freeboard.
Are utilities held to the same elevation standard as the living floor?
Utility equipment gets its own rule: § 112-16C requires new electrical, heating, and plumbing equipment to sit at least two feet above the base flood elevation, or be designed to keep floodwater out entirely, separate from the residential floor-elevation standard in § 112-17.

Sources & Official References

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