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Jackson, MS Environmental Rules: Flood Elevation Requirements (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Freeboard added
Minimum 2 feet above FIRM depth number
Default elevation
3 feet 6 inches above highest adjacent grade
Applies in
Shallow-flooding (AO/AH) special flood hazard zones
Last amended
Ord. No. 2025-36(6), October 7, 2025
Permit required
Floodplain development permit, § 62-14
Penalty
Up to $500 fine, 90 days jail

Summary

Jackson requires new and substantially improved buildings in shallow-flooding special flood hazard areas to elevate the lowest floor above the FIRM's depth number plus two feet of freeboard, or at least three feet six inches above the highest adjacent grade if no depth number is shown, under City Code § 62-44. The rule was last amended October 7, 2025, and is enforced by the floodplain administrator.

(1)All new construction and substantial improvements of residential structures shall:a.Have the lowest floor, including basement, elevated to or above the highest adjacent grade at least as high as the depth number specified in feet on the flood insurance rate map plus a minimum of two feet. If no depth number is specified, the lowest floor, including basement, shall be elevated to no less than three feet six inches above the highest adjacent grade.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 55).

Full Breakdown

Chapter 62's flood-damage-prevention ordinance, most recently amended by Ord. No. 2025-36(6) on October 7, 2025, layers elevation standards by flood-zone type. The city-wide baseline comes from § 62-42, which requires new construction and substantial improvement of residential and non-residential buildings in mapped AE zones to keep the lowest floor at or above the base flood elevation shown on the Hinds County and Rankin County flood insurance rate maps adopted by reference at § 62-12. For the shallow-flooding AO/AH zones addressed at § 62-44, where 'flood hazards [are] associated with base flood depths of one to three feet' and 'a clearly defined channel does not exist,' the ordinance adds a specific freeboard formula: the lowest floor, including any basement, must sit at or above the highest adjacent grade at least as high as the FIRM's printed depth number plus a minimum of two feet, or, if the map shows no depth number, no less than three feet six inches above the highest adjacent grade. The same standard applies to non-residential buildings, which may instead be completely floodproofed to that elevation with engineer certification.

A floodplain development permit is required under § 62-14 before any development activity begins in a special flood hazard area, and § 62-42(3) separately bars fill or structures in AE zones without a floodway if a registered engineer cannot certify the project will not raise the base flood water surface more than one foot anywhere in the community. The floodplain administrator verifies and records each building's actual lowest-floor elevation on a FEMA elevation certificate form.

Violations & Fines

A violation of Chapter 62, including building below the required freeboard elevation, is a misdemeanor under § 62-21: a fine of not more than $500.00, imprisonment of not more than 90 days, or both, plus all case costs, with each day of continuing violation a separate offense. The city may also pursue injunctive relief since a continuing violation is deemed a public nuisance.

Frequently Asked Questions

How high above flood level must I build in Jackson's shallow-flooding zones?
Under § 62-44, the lowest floor, including any basement, must sit at or above the highest adjacent grade at least as high as the FIRM's printed depth number plus a minimum of two feet of freeboard, or three feet six inches above grade if no depth number is shown.
Do I need a permit before building in a Jackson flood zone?
Yes. Section 62-14 requires a floodplain development permit before any development activity begins in an identified special flood hazard area or community flood hazard area, and the floodplain administrator records the finished elevation on a FEMA elevation certificate.
What happens if I build below the required flood elevation in Jackson?
It is a misdemeanor under § 62-21: a fine of up to $500.00, up to 90 days in jail, or both, plus case costs, with each day the violation continues counted separately. The city can also seek an injunction since the violation is treated as a public nuisance.

Sources & Official References

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