Jackson, MS Environmental Rules: Flood Elevation Requirements (2026)
Key Facts
- Freeboard added
- Minimum 2 feet above FIRM depth number
- Default elevation
- 3 feet 6 inches above highest adjacent grade
- Applies in
- Shallow-flooding (AO/AH) special flood hazard zones
- Last amended
- Ord. No. 2025-36(6), October 7, 2025
- Permit required
- Floodplain development permit, § 62-14
- Penalty
- Up to $500 fine, 90 days jail
Summary
Jackson requires new and substantially improved buildings in shallow-flooding special flood hazard areas to elevate the lowest floor above the FIRM's depth number plus two feet of freeboard, or at least three feet six inches above the highest adjacent grade if no depth number is shown, under City Code § 62-44. The rule was last amended October 7, 2025, and is enforced by the floodplain administrator.
(1)All new construction and substantial improvements of residential structures shall:a.Have the lowest floor, including basement, elevated to or above the highest adjacent grade at least as high as the depth number specified in feet on the flood insurance rate map plus a minimum of two feet. If no depth number is specified, the lowest floor, including basement, shall be elevated to no less than three feet six inches above the highest adjacent grade.
Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 55).
Full Breakdown
Chapter 62's flood-damage-prevention ordinance, most recently amended by Ord. No. 2025-36(6) on October 7, 2025, layers elevation standards by flood-zone type. The city-wide baseline comes from § 62-42, which requires new construction and substantial improvement of residential and non-residential buildings in mapped AE zones to keep the lowest floor at or above the base flood elevation shown on the Hinds County and Rankin County flood insurance rate maps adopted by reference at § 62-12. For the shallow-flooding AO/AH zones addressed at § 62-44, where 'flood hazards [are] associated with base flood depths of one to three feet' and 'a clearly defined channel does not exist,' the ordinance adds a specific freeboard formula: the lowest floor, including any basement, must sit at or above the highest adjacent grade at least as high as the FIRM's printed depth number plus a minimum of two feet, or, if the map shows no depth number, no less than three feet six inches above the highest adjacent grade. The same standard applies to non-residential buildings, which may instead be completely floodproofed to that elevation with engineer certification.
A floodplain development permit is required under § 62-14 before any development activity begins in a special flood hazard area, and § 62-42(3) separately bars fill or structures in AE zones without a floodway if a registered engineer cannot certify the project will not raise the base flood water surface more than one foot anywhere in the community. The floodplain administrator verifies and records each building's actual lowest-floor elevation on a FEMA elevation certificate form.
Violations & Fines
A violation of Chapter 62, including building below the required freeboard elevation, is a misdemeanor under § 62-21: a fine of not more than $500.00, imprisonment of not more than 90 days, or both, plus all case costs, with each day of continuing violation a separate offense. The city may also pursue injunctive relief since a continuing violation is deemed a public nuisance.
Frequently Asked Questions
How high above flood level must I build in Jackson's shallow-flooding zones?
Do I need a permit before building in a Jackson flood zone?
What happens if I build below the required flood elevation in Jackson?
Sources & Official References
Other rules in Jackson
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