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Olympia, WA Environmental Rules: Flood Elevation Requirements (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified October 2026

Key Facts

Residential lowest floor
One foot or more above BFE in AE and A1-30 zones
Nonresidential lowest floor
One foot above BFE, or ASCE 24 if greater
No BFE available
At least two feet above Highest Adjacent Grade
Substantial improvement
Cost equals or exceeds 50 percent of market value
Administrator
Olympia Building Official
Maximum penalty
$1,000 fine or 90 days, or both, per violation

Summary

In the City of Olympia, Washington, in Thurston County, new construction and substantial improvement in an AE or A1-30 flood zone must put the lowest floor, including the basement, one foot or more above the base flood elevation. Olympia Municipal Code § 16.70.050(B) sets that one foot of freeboard, and the Building Official administers it.

a. In AE and A1-30 zones or other A zoned areas where the BFE has been determined or can be reasonably obtained, new construction and substantial improvement of any residential structure must have the lowest floor, including basement, elevated one foot or more above the base flood elevation (BFE). Mechanical equipment and utilities must be waterproof or elevated least one foot above the BFE. ... e. New construction and substantial improvement of any residential structure in an Unnumbered A zone for which a BFE is not available and cannot be reasonably obtained must be reasonably safe from flooding, but in all cases the lowest floor must be at least two feet above the Highest Adjacent Grade. ... i. New construction and substantial improvement of any commercial, industrial, or other nonresidential structure must have the lowest floor, including basement, elevated one foot or more above the base flood elevation. Mechanical equipment, sanitary and utilities must be waterproofed or elevated at least one foot above the BFE, or as required by ASCE 24, whichever is greater.

Full Breakdown

The City of Olympia adopted its floodplain rules in OMC chapter 16.70, and the elevation standards sit in § 16.70.050(B). Where base flood elevation data is provided by the Flood Insurance Study and FIRM, or is obtained from other sources under § 16.70.040.C.2, the lowest floor of a new or substantially improved residential structure in an AE, A1-30 or other mapped A zone must be elevated one foot or more above the base flood elevation, called the BFE. Mechanical equipment and utilities must be waterproof or elevated at least one foot above the BFE.

Nonresidential buildings in those zones follow the same one foot rule for the lowest floor, and their mechanical, sanitary and utility equipment must be waterproofed or elevated at least one foot above the BFE, or as required by ASCE 24, whichever is greater. A nonresidential building that does not meet the elevation rule can instead be dry floodproofed so that it is watertight below one foot or more above the base flood level, or to the ASCE 24 level if that is higher, with a certification from a registered professional engineer or architect. Manufactured homes must be set on a permanent foundation with the lowest floor one foot or more above the BFE.

Where a site is in an Unnumbered A zone and no BFE is available or reasonably obtainable, the structure must be reasonably safe from flooding, and in all cases the lowest floor must be at least two feet above the Highest Adjacent Grade. In coastal V and VE zones, the bottom of the lowest horizontal structural member must be at or above the BFE plus one foot, or the ASCE/SEI 24-14 Table 4-1 level, whichever is more restrictive.

A substantial improvement is a repair, reconstruction or improvement whose cost equals or exceeds 50 percent of the market value of the structure, so a large remodel of an existing building triggers the same elevation rule as new construction. Under § 16.70.040.A.2 the permit application must show the lowest floor elevation in relation to mean sea level NAVD88 on a current FEMA elevation certificate, and under § 16.70.040.C.3 the Building Official records the actual as-built elevation of the lowest floor of every new or substantially improved structure.

A variance from the elevation standard under § 16.70.040.C.6 is confined to new construction and substantial improvements on a small or irregularly shaped lot contiguous to and surrounded by lots with existing structures built below the base flood level. The applicant is given written notice that the lowest floor will be below the BFE and that flood insurance cost will be commensurate with the increased risk.

Violations & Fines

A violation of chapter 16.70 is a misdemeanor under § 16.70.030.C. On conviction the person is fined not more than $1,000, or imprisoned for not more than ninety (90) days, or both, for each violation, and also pays all costs and expenses involved in the case. The Building Official can also take any other lawful action needed to prevent or remedy the violation.

Frequently Asked Questions

How high must the lowest floor of a new house be in an Olympia flood zone?
In the City of Olympia, a new or substantially improved residential structure in an AE, A1-30 or other A zone with a determined BFE must have its lowest floor, including the basement, elevated one foot or more above the base flood elevation. Mechanical equipment and utilities must be waterproof or elevated at least one foot above the BFE.
What applies when there is no base flood elevation for the site?
In an Unnumbered A zone where a BFE is not available and cannot be reasonably obtained, the structure must be reasonably safe from flooding, and the lowest floor must be at least two feet above the Highest Adjacent Grade. The same two foot floor applies to residential and nonresidential buildings under OMC § 16.70.050(B).
Can a commercial building floodproof instead of elevating in Olympia?
Yes, if the elevation requirement is not met. The structure must be dry floodproofed so that it is watertight below one foot or more above the base flood level, or to the ASCE 24 elevation if that is greater. It needs structural components that resist hydrostatic and hydrodynamic loads and certification by a registered professional engineer or architect.
Is a variance from the flood elevation requirement available in Olympia?
Only in narrow cases. Under OMC § 16.70.040.C.6 the elevation variance is limited to new construction and substantial improvements on a small or irregularly shaped lot surrounded by lots with structures built below the base flood level. It requires good and sufficient cause, exceptional hardship and the minimum relief necessary, and the applicant receives written notice about higher flood insurance cost.
What are the crawlspace limits below the base flood elevation?
For a below-grade crawlspace under § 16.70.050(B)(1)(c), the interior grade must not be more than two feet below the lowest adjacent exterior grade, and the crawlspace height from interior grade to the top of the foundation wall must not exceed four feet at any point. It also needs a drainage system to remove floodwaters.

Sources & Official References

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