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Sherman, TX Environmental Rules: Flood Elevation Requirements (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified October 2026

Key Facts

Residential lowest floor
Two feet above base flood elevation, including basement
Nonresidential option
Two feet above base flood level or watertight floodproofing
Manufactured homes
Three feet above base flood elevation in zones A1-30, AH, AE
Enclosure openings
Bottom no higher than one foot above grade
Certification
Registered engineer, architect or surveyor to floodplain administrator
Code section
Sherman Code of Ordinances § 3.12.072

Summary

In the City of Sherman, Texas, new construction and substantial improvement of a residential structure in a special flood hazard area must have its lowest floor, including any basement, elevated to two feet above the base flood elevation. Nonresidential buildings meet the same two foot standard or are floodproofed. The rule is Sherman Code of Ordinances § 3.12.072.

In all areas of special flood hazards where base flood elevation data has been provided as set forth in section 3.12.007, section 3.12.042(8) or section 3.12.074(c), the following provisions are required: ... New construction and substantial improvement of any residential structure shall have the lowest floor (including basement) elevated to two (2) feet above the base flood elevation. A registered professional engineer, architect, or land surveyor shall submit a certification to the floodplain administrator that the standards proposed in section 3.12.043(b)(1)–(4) are satisfied. ... New construction and substantial improvements of any commercial, industrial or other nonresidential structure shall either have the lowest floor (including basement) elevated to at least two (2) feet above the base flood level or, together with attendant utility and sanitary facilities, be designed so that below the base flood level the structure is watertight with walls substantially impermeable to the passage of water

Full Breakdown

Section 3.12.072 of the Sherman Code sets the elevation standards in all areas of special flood hazard in the City of Sherman, Texas where base flood elevation data has been provided, whether from the FEMA study adopted in section 3.12.007, from data the floodplain administrator obtains under section 3.12.042(8), or under section 3.12.074(c). The code builds in freeboard: the lowest floor, including a basement, must sit two feet above the base flood elevation for residential construction. A registered professional engineer, architect or land surveyor must certify to the floodplain administrator that the standards proposed in section 3.12.043(b)(1) through (4) are satisfied.

Nonresidential buildings get a choice. New construction and substantial improvements of any commercial, industrial or other nonresidential structure either elevate the lowest floor to at least two feet above the base flood level or are designed, with attendant utility and sanitary facilities, to be watertight below the base flood level, with walls substantially impermeable to water and structure able to resist hydrostatic and hydrodynamic loads and buoyancy. A registered professional engineer or architect develops or reviews that design, certifies it, and the floodplain administrator keeps a record showing the specific elevation to which the structure is floodproofed.

Other elevation rules sit in the same section. Fully enclosed areas below the lowest floor, usable only for parking, building access or storage, need at least two openings on separate walls with a total net area of not less than one square inch per square foot of enclosed area, and the bottom of every opening can be no higher than one foot above grade. Manufactured homes in zones A1-30, AH and AE must have the lowest floor at least three feet above base flood elevation, or the chassis on piers no less than 36 inches above grade. Fill brought into the 1% annual chance floodplain is unlawful except sand for an approved foundation. Substantial improvement means work costing 50 percent or more of the structure's market value, and a variance that allows a lower floor below base flood elevation requires written notice that flood insurance will cost more.

Violations & Fines

Section 3.12.045 makes it an offense to develop in a floodplain without a permit or to fail to meet the article's regulations without a variance. The violator must return the property to its previous condition or complete the permit process. Section 1.01.009 sets a fine of up to $500, rising to a $2,000 ceiling for fire safety, zoning or public health rules, with each day a separate offense.

Frequently Asked Questions

How high must a new house in a Sherman flood zone be built?
In the City of Sherman, Texas, section 3.12.072 requires new construction and substantial improvement of a residential structure in a special flood hazard area with base flood elevation data to have the lowest floor, including a basement, elevated to two feet above the base flood elevation, backed by a professional's certification.
Can a commercial building be floodproofed instead of elevated?
Yes. A nonresidential structure can either elevate the lowest floor to at least two feet above the base flood level or be designed watertight below that level with substantially impermeable walls. A registered professional engineer or architect must certify the design, and the floodplain administrator records the floodproofing elevation.
What is the elevation rule for manufactured homes?
In zones A1-30, AH and AE, section 3.12.072(4) requires the lowest floor of the manufactured home to be at least three feet above base flood elevation on a permanent foundation. In existing parks, an alternative lets the chassis rest on piers no less than 36 inches above grade, securely anchored.
Can I bring fill dirt in to raise my lot?
Not into the 1% annual chance floodplain. Section 3.12.072 says fill required for improvements must come from the lot itself, and bringing in outside fill is unlawful except sand necessary to construct an approved foundation. A professional must certify compliance to the floodplain administrator.

Sources & Official References

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