St. Peters, MO Environmental Rules: Flood Elevation Requirements (2026)
Key Facts
- Residential freeboard
- 1 foot above base flood elevation
- Non-residential option
- Floodproofing to 1 foot above BFE, engineer-certified
- Applies in
- Numbered/unnumbered A and AE zones with BFE data
- Substantial improvement trigger
- Work exceeding 50% of market value in 5 years
- Maximum fine
- $500 per day under Section 410.250
Summary
Section 410.160(A) of the St. Peters Municipal Code sets the freeboard standard for new construction in mapped A and AE flood zones with published base flood elevation data. New or substantially improved residential structures, including manufactured homes, must have the lowest floor, including any basement, elevated to one foot above the base flood elevation.
A. In all areas identified as numbered and unnumbered A zones and AE zones, where base flood elevation data have been provided, as set forth in Article IV, § 410.150(B), the following provisions are required: 1. Residential Construction. New construction or substantial improvement of any residential structures, including manufactured homes, shall have the lowest floor, including basement, elevated to one (1) foot above the base flood elevation. 2. Non-Residential Construction. New construction or substantial improvement of any commercial, industrial, or other non-residential structures, including manufactured homes, shall have the lowest floor, including basement, elevated to one (1) foot above the base flood elevation or, together with attendant utility and sanitary facilities, be floodproofed so that below the base flood elevation the structure is watertight with walls substantially impermeable to the passage of water and with structural components having the capability of resisting hydrostatic and hydrodynamic loads and effects of buoyancy.
Full Breakdown
This specific standard applies wherever base flood elevation data has been provided under Section 410.150(B), and it works alongside the general standards in Section 410.150 that already bar new construction, fill, or other development in a numbered A or AE zone before a floodway is designated unless it is shown the project will not raise the base flood's water surface elevation more than one foot anywhere in the community. For non-residential construction, Section 410.160(A)(2) offers a compliance alternative to elevation: a commercial, industrial, or other non-residential structure, including a manufactured home, may instead be floodproofed below the base flood elevation so the structure is watertight, with walls substantially impermeable to water and structural components able to resist hydrostatic and hydrodynamic loads and the effects of buoyancy, certified by a registered professional engineer or architect and reported to the Floodplain Manager under Section 410.130(A)(9).
The Floodplain Manager, per Section 410.130, must verify and keep a record of the actual lowest-floor elevation of every new or substantially improved structure. A structure remodeled or enlarged may skip the elevation requirement only if the cumulative value of all work in the prior five years stays under 50% of its current market value; crossing that threshold triggers full compliance with Section 410.160(A) under Section 410.150(G).
Violations & Fines
Failing to meet the Section 410.160(A) elevation or floodproofing standard is a violation of Chapter 410 under Section 410.250, punishable by a fine of not more than $500 plus costs, with each day of continued noncompliance treated as a separate offense.
Frequently Asked Questions
How high above the base flood elevation must a new St. Peters home be built?
Can a non-residential building in St. Peters be floodproofed instead of elevated?
Does remodeling an existing St. Peters home in a flood zone trigger the elevation rule?
Sources & Official References
Other rules in St. Peters
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