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St. Peters, MO Environmental Rules: Flood Elevation Requirements (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Residential freeboard
1 foot above base flood elevation
Non-residential option
Floodproofing to 1 foot above BFE, engineer-certified
Applies in
Numbered/unnumbered A and AE zones with BFE data
Substantial improvement trigger
Work exceeding 50% of market value in 5 years
Maximum fine
$500 per day under Section 410.250

Summary

Section 410.160(A) of the St. Peters Municipal Code sets the freeboard standard for new construction in mapped A and AE flood zones with published base flood elevation data. New or substantially improved residential structures, including manufactured homes, must have the lowest floor, including any basement, elevated to one foot above the base flood elevation.

A. In all areas identified as numbered and unnumbered A zones and AE zones, where base flood elevation data have been provided, as set forth in Article IV, § 410.150(B), the following provisions are required: 1. Residential Construction. New construction or substantial improvement of any residential structures, including manufactured homes, shall have the lowest floor, including basement, elevated to one (1) foot above the base flood elevation. 2. Non-Residential Construction. New construction or substantial improvement of any commercial, industrial, or other non-residential structures, including manufactured homes, shall have the lowest floor, including basement, elevated to one (1) foot above the base flood elevation or, together with attendant utility and sanitary facilities, be floodproofed so that below the base flood elevation the structure is watertight with walls substantially impermeable to the passage of water and with structural components having the capability of resisting hydrostatic and hydrodynamic loads and effects of buoyancy.

Full Breakdown

This specific standard applies wherever base flood elevation data has been provided under Section 410.150(B), and it works alongside the general standards in Section 410.150 that already bar new construction, fill, or other development in a numbered A or AE zone before a floodway is designated unless it is shown the project will not raise the base flood's water surface elevation more than one foot anywhere in the community. For non-residential construction, Section 410.160(A)(2) offers a compliance alternative to elevation: a commercial, industrial, or other non-residential structure, including a manufactured home, may instead be floodproofed below the base flood elevation so the structure is watertight, with walls substantially impermeable to water and structural components able to resist hydrostatic and hydrodynamic loads and the effects of buoyancy, certified by a registered professional engineer or architect and reported to the Floodplain Manager under Section 410.130(A)(9).

The Floodplain Manager, per Section 410.130, must verify and keep a record of the actual lowest-floor elevation of every new or substantially improved structure. A structure remodeled or enlarged may skip the elevation requirement only if the cumulative value of all work in the prior five years stays under 50% of its current market value; crossing that threshold triggers full compliance with Section 410.160(A) under Section 410.150(G).

Violations & Fines

Failing to meet the Section 410.160(A) elevation or floodproofing standard is a violation of Chapter 410 under Section 410.250, punishable by a fine of not more than $500 plus costs, with each day of continued noncompliance treated as a separate offense.

Frequently Asked Questions

How high above the base flood elevation must a new St. Peters home be built?
Section 410.160(A)(1) requires the lowest floor, including any basement, of new construction or a substantial improvement of a residential structure, including a manufactured home, to be elevated to one foot above the base flood elevation.
Can a non-residential building in St. Peters be floodproofed instead of elevated?
Yes. Section 410.160(A)(2) allows commercial, industrial, or other non-residential structures to be floodproofed watertight below the base flood elevation instead of elevated, but a registered professional engineer or architect must certify the design to the Floodplain Manager.
Does remodeling an existing St. Peters home in a flood zone trigger the elevation rule?
Only past a threshold. Section 410.150(G) allows remodeling without meeting current elevation standards as long as five-year cumulative work stays under 50% of the structure's market value; beyond that, Section 410.160(A) compliance is required.

Sources & Official References

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