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Troy, NY Environmental Rules: Flood Elevation Requirements (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified October 2026

Key Facts

Residential lowest floor
At least six inches above base flood elevation
Basement
Counts as the lowest floor
Nonresidential option
Elevate six inches or floodproof with engineer certificate
Manufactured homes, Zones A1-30
Lowest floor at least six inches above base flood
Enclosure openings
Two openings, one square inch per square foot enclosed
Variance authority
Zoning Board of Appeals (§ 158-6)

Summary

In the City of Troy, New York, new residential construction and substantial improvements in an area of special flood hazard must have the lowest floor, including basement, at least six inches above base flood elevation. Nonresidential buildings meet the same six inches or are floodproofed with engineer certification, and manufactured homes in Zones A1-30 follow the six-inch rule.

E. Residential construction. New construction and substantial improvement of any residential structure shall have the lowest floor, including basement, elevated to at least six inches above base flood elevation. F. Nonresidential construction. New construction and substantial improvement of any commercial, industrial or other nonresidential structure shall either have the lowest floor, including basement, elevated to at least six inches above the level of the base flood elevation or, together with attendant utility and sanitary facilities, shall: ... G. Manufactured homes. All manufactured homes to be placed or substantially improved within Zones A1-30 shall be elevated on a permanent foundation such that the lowest floor of the manufactured home is at least six inches above the base flood elevation and be securely anchored to an adequately anchored foundation system in accordance with Subsection A of this section.

Full Breakdown

Section 158-4 of the Troy City Code sets the general standards inside the area of special flood hazard in the City of Troy, New York, in Rensselaer County. Subsection E covers residential construction: new construction and substantial improvement of any residential structure must have the lowest floor, including basement, elevated to at least six inches above base flood elevation. Under § 158-3 the base flood is the flood with a one-percent chance of being equalled or exceeded in any given year, and substantial improvement means any repair, reconstruction or improvement costing 50% or more of the structure's market value.

Subsection F covers commercial, industrial and other nonresidential structures. They either elevate the lowest floor, including basement, to at least six inches above the base flood elevation, or floodproof the structure and its utility and sanitary facilities so that less than six inches above the base flood level it is watertight with walls substantially impermeable to water. That option also requires structural components that resist hydrostatic and hydrodynamic loads and buoyancy, and a registered professional engineer or architect must certify the design. The certificate, which records the specific elevation to which the structure is floodproofed, goes to the City Engineer or a designee.

Subsection G requires manufactured homes placed or substantially improved within Zones A1-30 to sit on a permanent foundation with the lowest floor at least six inches above base flood elevation, and § 158-4 A(2)(e) ties the elevated foundation to FEMA 85, published in September 1985. Fully enclosed areas below the lowest floor need at least two openings with a total net area of not less than one square inch for every square foot of enclosed area, with the bottom of every opening no higher than one foot above grade, unless an engineer or architect certifies another design. Under § 158-5 B(3) the Director of Code Enforcement records the actual elevation of the lowest habitable floor, in relation to mean sea level, of every new or substantially improved structure.

Violations & Fines

A building that misses the elevation standard violates Chapter 158, and § 158-7 sets a fine of not more than $250 or imprisonment of not more than 15 days, or both, with each day a separate violation. The only relief is a variance from the Zoning Board of Appeals. If one is granted for a lowest floor less than six inches above base flood elevation, § 158-6 D(8) requires written notice to the applicant that flood insurance will cost commensurate with the increased risk.

Frequently Asked Questions

How high must a new house in a Troy, New York, flood zone be built?
Section 158-4 E requires new construction and substantial improvement of a residential structure to have the lowest floor, including basement, elevated to at least six inches above base flood elevation. The standard applies inside the area of special flood hazard, and the Director of Code Enforcement records the actual elevation of the lowest habitable floor.
Can a commercial building in Troy avoid raising its floor?
Yes, by floodproofing. Under § 158-4 F the structure and its utility and sanitary facilities must be watertight with substantially impermeable walls less than six inches above the base flood level, resist hydrostatic and hydrodynamic loads and buoyancy, and carry a certificate from a registered professional engineer or architect given to the City Engineer.
What are the elevation rules for manufactured homes in Troy?
Section 158-4 G requires a manufactured home placed or substantially improved within Zones A1-30 to sit on a permanent foundation with the lowest floor at least six inches above base flood elevation, securely anchored under subsection A. Section 158-4 A(2)(e) cites FEMA 85, Manufactured Home Installation in Flood Hazard Areas, published in September 1985.
Does a basement count as the lowest floor under Troy's flood rules?
Yes. Section 158-3 defines the lowest floor as the lowest floor of the lowest enclosed area, including a basement, and the elevation rules in § 158-4 E and F say the lowest floor, including basement, must be elevated. An unfinished or flood-resistant enclosure used solely for parking, building access or storage, outside a basement, is not the lowest floor.

Sources & Official References

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