FEMA flood zone rules in Bakersfield, CA — also called floodplain regulations or special flood hazard area (SFHA) rules — determine flood insurance requirements and elevation standards for new construction.
Bakersfield regulates development in FEMA-designated flood hazard areas under BMC Chapter 15.72 (Floodplain Management). Major flood risks come from the Kern River, which historically caused devastating floods before Isabella Dam was built. The city participates in the National Flood Insurance Program (NFIP) and enforces floodplain development standards.
BMC Chapter 15.72 requires floodplain development permits for all construction within Special Flood Hazard Areas shown on FEMA FIRMs. New residential construction must have the lowest floor elevated at least one foot above the Base Flood Elevation (BFE). Non-residential structures may be floodproofed as an alternative. Substantial improvements exceeding 50% of market value trigger full compliance. The Kern River channel through Bakersfield is a significant flood risk area with specific development restrictions.
Building in a floodplain without a permit violates BMC 15.72 and can result in fines and orders to remove non-compliant structures. NFIP violations may result in denial of federally backed flood insurance. Property owners in non-compliance face substantially higher flood insurance premiums.
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Side-by-side rule comparisons with other cities in Kern County.
See how other cities in Kern County handle flood zones.
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