Citrus Heights, CA Environmental Rules: Flood Zones (2026)
FEMA flood zone rules in Citrus Heights, CA, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.
Key Facts
- Main Corridors
- Arcade Creek, Cripple Creek
- Zones
- AE and A (SFHA)
- Freeboard
- 1 ft above BFE required
- Permit
- Floodplain Development Permit
- Regional
- SAFCA / Sac County
Summary
Portions of Citrus Heights lie within FEMA flood zones along Arcade Creek, Cripple Creek, and their tributaries. Construction in Special Flood Hazard Areas (Zone AE, A) requires elevation certificates and floodplain development permits. The Sacramento Area Flood Control Agency and Arcade Creek drainage district oversee regional flood management.
FEMA Flood Map Service Center: Welcome! Looking for a Flood Map? Enter an address, a place, or longitude/latitude coordinates: Looking for more than just a current flood map? Visit Search All Products to access the full range of flood risk products for your community. About Flood Map Service Center: The FEMA Flood Map Service Center (MSC) is the official public source for flood hazard information produced in support of the National Flood Insurance Program (NFIP). Use the MSC to find your official flood map, access a range of other flood hazard products, and take advantage of tools for better understanding flood risk. FEMA flood maps are continually updated through a variety of processes. Effective information that you download or print from this site may change or become superseded by new maps over time.
Full Breakdown
Citrus Heights participates in the National Flood Insurance Program (NFIP) and has adopted CHMC floodplain management provisions consistent with 44 CFR §60.3. The primary flood-risk corridors are Arcade Creek (running east-west through the city) and Cripple Creek, plus tributaries like Brook Tree Creek. FEMA Flood Insurance Rate Maps (FIRMs) identify Zone AE (1% annual chance flood, base flood elevation determined) and Zone A (BFE undetermined) Special Flood Hazard Areas. New construction and substantial improvements (over 50% of value) in SFHAs must have the lowest floor elevated at least 1 foot above BFE (freeboard requirement). A Floodplain Development Permit from Citrus Heights Building is required before any construction, fill, or grading in SFHAs. Elevation Certificates are required. Mandatory flood insurance applies to federally-backed mortgages in SFHAs. The Sacramento Area Flood Control Agency (SAFCA) and Sac County Water Resources manage Arcade Creek drainage and channel maintenance.
Violations & Fines
Unpermitted floodplain construction: stop-work, removal, NFIP community probation, and potential loss of flood insurance availability. Fines $500-$5,000+.
Frequently Asked Questions
How do I know if my property is in a flood zone?
Is flood insurance required?
Sources & Official References
Other rules in Citrus Heights
California rules heatmap·Compare Citrus Heights to another location·View the California environmental rules overview
See something wrong?
Help us keep this page accurate. If you notice an error or outdated information, let us know.
Flood Zones in Nearby Cities
How other cities in Sacramento County handle flood zones.