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Craven County, NC Environmental Rules: Flood Zones (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Craven County, NC, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Applies to
All special flood hazard areas countywide
Permit required by
Craven County Code § 18-8
Administered by
Floodplain administrator (chief building inspector)
Penalty
Class 1 misdemeanor, up to $100 fine/30 days
Continuing violation
Each day is a separate offense

Summary

Craven County Code Chapter 18 applies to every special flood hazard area in the county's jurisdiction, and § 18-8 requires a floodplain development permit before any development activity may begin there. Violations are a Class 1 misdemeanor under state law, punishable by up to $100.00 and 30 days in jail per day of violation, enforced by the floodplain administrator.

These county ordinances apply to unincorporated areas of Craven County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

This chapter shall apply to all special flood hazard areas within the jurisdiction of Craven County. ... A floodplain development permit shall be required in conformance with the provisions of this chapter prior to the commencement of any development activities within special flood hazard areas as determined in article III, section 18-7. ... Violation of the provisions of this chapter or failure to comply with any of its requirements, including violation of conditions and safeguards established in connection with grants of variance or special exceptions, shall constitute a Class 1 misdemeanor pursuant to G.S. 143-215.58. Any person who violates this chapter or fails to comply with any of its requirements shall, upon conviction thereof, be fined not more than $100.00 or imprisoned for not more than 30 days, or both. Each day such violation continues shall be considered a separate offense.

Full Breakdown

Section 18-6 sets Chapter 18's reach: it applies to all special flood hazard areas within Craven County's jurisdiction, as identified on the FEMA-adopted flood insurance rate maps under § 18-7. Section 18-8 then establishes the core permit requirement: a floodplain development permit is required, in conformance with the chapter, before any development activity can begin within those special flood hazard areas. 'Development' under § 18-5 sweeps broadly, covering buildings and structures, mining, dredging, filling, grading, paving, excavation, drilling and storage of equipment or materials. Applications go to the floodplain administrator, the chief building inspector under § 18-25, and § 18-26 requires a scaled plot plan showing the flood zone designation, floodway boundaries, base flood elevation and the proposed elevation or floodproofing method for the reference level of every structure.

Section 18-9 backs this up with a general compliance clause: no structure or land may be located, extended, converted, altered or developed without full compliance with the chapter. The floodplain administrator can issue stop-work orders, revoke permits for false statements or substantial departures from approved plans, and refer corrective orders to a hearing under § 18-28. S. 00 or imprisonment of not more than 30 days, or both, with each day of continuing violation treated as a separate offense.

Violations & Fines

Beginning any development activity, defined broadly to include buildings, filling, grading, paving, excavation and storage of equipment or materials, within a special flood hazard area without first obtaining the § 18-8 floodplain development permit violates Chapter 18. Under § 18-13, the violation is a Class 1 misdemeanor under G.S. 143-215.58, punishable by a fine of not more than $100.00 or up to 30 days' imprisonment, or both, with every day the violation continues counted as a separate offense.

Frequently Asked Questions

Do I need a permit before building in a Craven County flood hazard area?
Yes. Craven County Code § 18-8 requires a floodplain development permit before any development activity begins within a special flood hazard area, and § 18-6 confirms the chapter applies to every such area in the county's jurisdiction.
Who administers Craven County's floodplain permits?
The chief building inspector, designated the floodplain administrator under § 18-25, reviews applications, issues permits, conducts inspections and can issue stop-work orders or revoke a permit for false statements or a substantial departure from approved plans.
What counts as 'development' requiring a floodplain permit?
Section 18-5 defines development broadly: any manmade change to real estate, including buildings and structures, mining, dredging, filling, grading, paving, excavation, drilling operations, and storage of equipment or materials.
What is the penalty for developing in a Craven County flood zone without a permit?
Section 18-13 makes it a Class 1 misdemeanor under G.S. 143-215.58, carrying a fine of not more than $100.00, imprisonment of not more than 30 days, or both, and each day the violation continues counts as a separate offense.

Sources & Official References

Other rules in Craven County

All Craven County rules

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