FEMA flood zone rules in Fall River, MA — also called floodplain regulations or special flood hazard area (SFHA) rules — determine flood insurance requirements and elevation standards for new construction.
Fall River's Floodplain Overlay District includes all FEMA-designated special flood hazard areas (Zones A, AE, AO, VE) on the city's Flood Insurance Rate Map. The Inspector of Buildings serves as the Floodplain Administrator. Floodplain regulations take precedence over any less restrictive local laws.
The Fall River Zoning Code Division 3 establishes the Floodplain District covering FEMA-designated Zones A, AE, AO, and VE. The Inspector of Buildings administers floodplain regulations. In A Zones without FEMA base flood elevation data, the Building Division uses available federal, state, or other source data. The city participates in the National Flood Insurance Program. All development in flood zones must comply with the Floodplain Overlay District provisions, which take precedence over less restrictive local codes.
Construction below flood elevation: retroactive compliance required, fines $500 to $5,000. Floodway encroachment: removal order. Failure to maintain flood insurance: lender force-placement at higher cost.
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Side-by-side rule comparisons with other cities in Bristol County.
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