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Floyd County, GA Environmental Rules: Flood Zones (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Floyd County, GA, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Permitting official
Chief building official
Elevation standard
2 ft above base flood elevation
FIS effective date
September 25, 2009
Max penalty
$1,000 fine and/or 6 months jail
Appeal path
Board of appeals, then Superior Court

Summary

Any construction or land-disturbing work within a special flood hazard area in unincorporated Floyd County needs an approved flood area permit before the chief building official signs off. New construction and substantial improvements must have their lowest floor elevated at least two feet above the base flood elevation, and violators face fines up to $1,000, six months in jail, or both.

These county ordinances apply to unincorporated areas of Floyd County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

(c)Establishment of flood area permit. If development or construction is proposed within or affecting a special flood hazard area (SFHA), approval of a flood area permit application shall be required. An application for a flood area permit may be included with and reviewed as part of a land development permit application. ... (h)Penalties for violation. Failure to comply with the provisions of this article or with any of its requirements, including conditions and safeguards established in connection with grants of variance or special exceptions shall constitute a violation. Any person who violates this article or fails to comply with any of its requirements shall, upon conviction thereof, be fined not more than one thousand dollars ($1,000.00) or imprisoned for not more than six (6) months, or both, or be sentenced to community service and in addition, shall pay all costs and expenses involved in the case. Each day such violation continues shall be considered a separate offense.

Full Breakdown

§ 36-1-20(a). It incorporates FEMA's flood insurance study dated September 25, 2009, with its accompanying maps, kept on file with the Environmental Compliance Section of the Rome/Floyd County Building Inspection Department at 607 Broad Street, Room 211. Before any development inside or affecting a special flood hazard area, an applicant must obtain a flood area permit, which can be combined with a land development permit application. The chief building official administers the article and can require elevation certificates, as-built certifications from a registered surveyor or engineer, and floodproofing design certification for non-residential buildings.

New construction and substantial improvements must have the lowest floor, including any basement, elevated no lower than two feet above the base flood elevation, with flood vents sized at one square inch per square foot of enclosed area if the space below is enclosed. Fill must provide at least 15 feet of clearance around residential structures and 30 feet around non-residential ones. Encroachments, including fill and new structures, are prohibited in the regulatory floodway unless an engineer certifies no increase in flood levels. Critical facilities can't be located in the 100-year or 500-year floodplain. § 5-4-1.

Violations & Fines

Building without an approved flood area permit, or failing to elevate a structure's lowest floor at least two feet above the base flood elevation, violates Article III of Chapter 2-6. The chief building official can issue a stop-work order, and the Rome/Floyd County Building Inspection Department maintains records for enforcement. Conviction carries a fine up to $1,000, up to six months in jail, or both, plus costs, and each day of noncompliance is a separate offense.

Frequently Asked Questions

Do I need a permit to build in a Floyd County flood zone?
Yes. Any development or construction proposed within or affecting a special flood hazard area in unincorporated Floyd County requires an approved flood area permit from the chief building official before work begins, under Floyd County Code § 2-6-31. The permit can be combined with a land development permit application reviewed by the Rome/Floyd County Building Inspection Department.
How high above flood level must a new home be built?
New construction and substantial improvements must have the lowest floor, including any basement, elevated at least two feet above the base flood elevation, under § 2-6-33. Enclosed areas below that floor need flood vents and are limited to parking, storage or building access, not living space.
What happens if I build in the floodplain without a permit?
Violating the flood damage prevention article is punishable by a fine of up to $1,000, imprisonment up to six months, or both, plus court costs, under § 2-6-31(h). Each day the violation continues counts as a separate offense, and the county can pursue other lawful remedies to stop it.

Sources & Official References

Other rules in Floyd County

All Floyd County rules

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