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Gulfport, MS Environmental Rules: Flood Zones (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Gulfport, MS, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Permit required
Before any development in a SFHA
Permit fee
$100.00
Administering official
Floodplain administrator
State authorization
Miss. Code Title 17, Ch. 1
Current ordinance adopted
Ord. No. 2929, Dec. 19, 2017

Summary

Any development inside a Gulfport special flood hazard area needs a $100 floodplain development permit before work starts. The city adopted this framework under Mississippi's Title 17 zoning enabling law to keep residents eligible for the National Flood Insurance Program.

A development permit shall be required in conformance with the provisions of this ordinance prior to the commencement of any development activities in identified areas of special flood hazard within the community. The fee for such permit shall be $100.00. It shall be a violation of this ordinance to commence development activities in identified areas of special flood hazard within the community prior to the issuance of a development permit.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 68).

Full Breakdown

Appendix B, Article 1, Sec. A grounds the whole ordinance in Title 17, Chapter 1 of the Mississippi Code of 1972, under which the legislature delegated floodplain management authority to local governments; the Mayor and City Council adopted Gulfport's regulations on that basis. Article 1, Sec. B recites the city's findings of fact that periodic inundation causes loss of life and property, disrupts commerce, and requires public expenditures for flood protection and relief, which is why the ordinance restricts uses vulnerable to floods and controls filling, grading, and dredging in flood-prone areas.

The operative permit requirement sits in Article 3, Sec. 00. Starting development in a mapped flood hazard area before that permit issues is itself a violation of the ordinance, separate from any building-code violation for the construction itself. Article 4 puts a floodplain administrator in charge of permit procedures and gives that official the power to review applications against FEMA's Flood Insurance Rate Maps and require supporting elevation or engineering certifications before signing off. The ordinance was rewritten in full by Ordinance No. 2929 on December 19, 2017, at the request of the Mississippi Emergency Management Agency, replacing a version that dated to a 2006 adoption tied to FEMA's original advisory flood hazard data for the Gulf Coast.

Violations & Fines

Commencing development in a special flood hazard area without first obtaining the floodplain development permit is a violation of the ordinance in its own right, enforced by the floodplain administrator under Article 3, Sec. H, independent of any separate building permit violation for the construction itself.

Frequently Asked Questions

Do I need a permit to build in a Gulfport flood zone?
Yes. Appendix B, Article 3, Sec. C requires a floodplain development permit, with a $100 fee, before any development activity begins in an area identified as a special flood hazard area on the city's FEMA flood maps.
What law lets Gulfport regulate floodplain development?
The city relies on the general zoning and land-use authority the Mississippi Legislature delegated to municipalities under Title 17, Chapter 1 of the Mississippi Code of 1972, cited in Appendix B, Article 1, Sec. A.
When was Gulfport's floodplain ordinance last updated?
Ordinance No. 2929, adopted December 19, 2017, rewrote the flood damage prevention ordinance in full at the request of the Mississippi Emergency Management Agency to incorporate updated FEMA flood hazard data.

Sources & Official References

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