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Howell, NJ Environmental Rules: Flood Zones (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified October 2026

FEMA flood zone rules in Howell, NJ, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Enforcing official
Construction Official, designated Floodplain Administrator
NFIP participation since
January 6, 1983
Adopted flood study
Monmouth County FIS dated September 25, 2009
Maps on file
4567 Route 9, Second Floor, Howell, NJ 07731
Maximum fine
$2,000 per violation, each day separate
Riparian zone width
Between 50 and 300 feet

Summary

In Howell Township, anyone planning development in a flood hazard area must apply to the Floodplain Administrator, who is the Construction Official, and obtain a permit first. Chapter 154 adopts the Monmouth County flood maps by reference and works alongside the Uniform Construction Code and the state Flood Hazard Area Control Act, with the more restrictive rule governing.

The Township of Howell was accepted for participation in the National Flood Insurance Program on January 6, 1983. ... Because of these higher standards, the regulated flood hazard area in New Jersey may be more expansive and more restrictive than the FEMA special flood hazard area. Maps and studies that establish flood hazard areas are on file at the office of the Construction Official at 4567 Route 9, Community Development Department, Second Floor, Howell, NJ 07731. ... Effective flood insurance study. Special flood hazard areas (SFHAs) identified by the Federal Emergency Management Agency in a scientific and engineering report entitled "Flood Insurance Study, Monmouth County, New Jersey (All Jurisdictions)," dated September 25, 2009, and revised on June 20, 2018, and June 15, 2022, and the accompanying Flood Insurance Rate Maps (FIRMs) identified in Table 154-2.2C(1), whose effective date is September 25, 2009, are hereby adopted by reference.

Full Breakdown

Chapter 154 of the Howell Township Code was adopted 7-12-2022 by Ord. No. O-22-31 and applies to all proposed development in the flood hazard areas set out in Article II. The Township joined the National Flood Insurance Program on January 6, 1983. The mapped zones come from the Flood Insurance Study for Monmouth County, New Jersey (All Jurisdictions), dated September 25, 2009 and revised June 20, 2018 and June 15, 2022, together with the FIRM panels listed in Table 154-2.2C(1). The Township Council also recognizes that the state regulated flood hazard area can be wider than the FEMA special flood hazard area, because the Flood Hazard Area Control Act covers unstudied watersheds of 50 acres or more and most riparian zones. Maps and studies are on file with the Construction Official at 4567 Route 9, Community Development Department, Second Floor, Howell, NJ 07731.

Under § 154-4.1, any person who intends to conduct development in a flood hazard area applies to the Floodplain Administrator first, and a floodplain development permit can be required on top of a building permit. In riverine areas with design flood elevations but no designated floodway, § 154-3.9 bars new construction, substantial improvement and fill unless an engineer's analysis shows no rise in the design flood elevation of more than 0.2 foot. Floodway encroachment needs a licensed engineer's certification of no increase in the base flood level. Watercourse alterations require notice to adjacent jurisdictions and NJDEP. Development in riparian zones, which range from 50 to 300 feet, is prohibited unless NJDEP has issued the required permit first. Substantial improvement reviews look back over 10 years of permits. If chapter 154 conflicts with another ordinance, the more restrictive one governs under § 154-1.9.

Violations & Fines

Under § 154-1.8, a person who violates Chapter 154 faces a fine of not more than $2,000, imprisonment up to 90 days, or community service up to 90 days. Each day is a separate violation, but the owner gets a thirty-day period to cure or abate and a court hearing. A repeat conviction within one year draws an additional fine. Unlawful solid waste disposal in a floodway or floodplain carries a fine of not more than $2,500 under § 154-1.8.1, or up to $10,000 under N.J.S.A. 40:49-5.

Frequently Asked Questions

Who issues flood permits in Howell Township?
The Construction Official is designated the Floodplain Administrator under § 154-3.1. Anyone intending to conduct development in a flood hazard area applies to that office first, and the Administrator can require a floodplain development permit in addition to the building permit. Maps and studies are kept at 4567 Route 9, Second Floor.
Which flood maps does Howell Township use?
Section 154-2.2 adopts by reference the Flood Insurance Study for Monmouth County, New Jersey (All Jurisdictions), dated September 25, 2009 and revised in 2018 and 2022, plus the FIRM panels in Table 154-2.2C(1). The state flood hazard area can be larger, and the most restrictive mapping must be considered.
Can I build in a riparian zone in Howell Township?
Not without state approval. Section 154-3.13 prohibits all development in riparian zones unless NJDEP Division of Land Resource Protection has issued a permit, permit by rule or permit by certification before you apply for the Township floodplain permit. Zone width ranges from 50 to 300 feet.
What is the penalty for violating the flood chapter?
A fine of not more than $2,000, up to 90 days in jail, or up to 90 days of community service. Each day counts as a separate violation after a thirty-day cure window and a court hearing. Repeat offenders within one year face an additional fine calculated separately.

Sources & Official References

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