FEMA flood zone rules in Lakewood, OH — also called floodplain regulations or special flood hazard area (SFHA) rules — determine flood insurance requirements and elevation standards for new construction.
Lakewood participates in the National Flood Insurance Program. FEMA FIRM panels show Rocky River and Lake Erie shoreline zones. CRS Class rating provides premium discount.
FEMA Flood Insurance Rate Maps (effective December 2010, revised 2019) show AE zones along the Rocky River mouth at the western edge of Lakewood and VE coastal zones along the Lake Erie shoreline north of Edgewater Drive. The Gold Coast high-rises along Lake Avenue sit atop the bluff and are generally outside mapped flood zones. Homes in the floodplain must carry federally backed flood insurance if mortgaged. New construction or substantial improvement requires elevation certificates filed with the Building Department per Codified Ordinance 1329.
Contact your local code enforcement office for specific penalty information.
Lakewood, OH
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Side-by-side rule comparisons with other cities in Cuyahoga County.
See how other cities in Cuyahoga County handle flood zones.
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