FEMA flood zone rules in Lincoln, NE — also called floodplain regulations or special flood hazard area (SFHA) rules — determine flood insurance requirements and elevation standards for new construction.
Lincoln participates in the National Flood Insurance Program and enforces floodplain regulations through the Lincoln Municipal Code. Properties in FEMA Special Flood Hazard Areas must meet strict building requirements including elevation above base flood elevation. Salt Creek, Antelope Creek, and other waterways create flood-prone areas throughout Lincoln. The city requires structures in the floodplain to be elevated at least one foot above BFE.
Lincoln participates in the National Flood Insurance Program and enforces floodplain management regulations. Properties in FEMA-designated Special Flood Hazard Areas (100-year floodplain) must meet minimum construction standards. New buildings must be elevated above base flood elevation. Substantial improvements to existing structures trigger elevation requirements. Flood insurance required for federally-backed mortgages in SFHA zones. Fill and grading in floodways prohibited. Lincoln may maintain higher standards than FEMA minimums. Flood zone maps available through FEMA Map Service Center and local planning department.
Construction below flood elevation: retroactive compliance required, fines $500 to $5,000. Floodway encroachment: removal order. Failure to maintain flood insurance: lender force-placement at higher cost.
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See how Lincoln's flood zones rules stack up against other locations.
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