Baltimore County, MD Environmental Rules: Flood Zones (2026)
FEMA flood zone rules in Baltimore County, MD, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.
Key Facts
- Permit trigger
- Any development inside a Special Flood Hazard Area
- Administered by
- PAI and DPWT as Floodplain Administrator
- County's NFIP entry date
- March 2, 1981
- Permit validity
- 180 days to start work
- Extensions
- Up to 90 days each, written request
- Violation penalty
- Misdemeanor, each day a separate offense
- Governing law
- County Code Article 32, Title 8 (Bill 6-24)
Summary
Baltimore County bans grading, filling, new construction, substantial improvement, and manufactured-home placement inside any Special Flood Hazard Area shown on the county's FEMA flood insurance rate maps until a floodplain permit is issued. The Floodplain Administrator, jointly the Directors of Permits, Approvals and Inspections and Public Works and Transportation, reviews every application under the county's 2024 Floodplain Management Provisions, County Code Article 32, Title 8.
It shall be unlawful for any person to begin any development or construction which is wholly within, partially within, or in contact with any Flood Hazard Area established in Section 32-8-105, including but not limited to: Filling; grading; construction of new structures; the substantial improvement of buildings or structures, including repair of substantial damage; placement or replacement of manufactured homes, including substantial improvement or repair of substantial damage of manufactured homes; erecting or installing a temporary structure, or alteration of a watercourse, until a permit is obtained from Baltimore County. No such permit shall be issued until the requirements of these Floodplain Management Provisions have been met. ... Violations of these Floodplain Management Provisions or failure to comply with the requirements of these provisions or any conditions attached to a permit or variance shall constitute a misdemeanor. ... Each day a violation continues shall be considered a separate offense.
Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 29 | Zoning Regulations: Supplement 10).
Full Breakdown
Article 32, Title 8 of the County Code implements the National Flood Insurance Program, which Baltimore County joined by resolution effective March 2, 1981. Section 32-8-304(a) makes it unlawful to begin any development wholly or partially within, or in contact with, a Flood Hazard Area established under Section 32-8-105 without first obtaining a county permit; covered work includes filling, grading, new structures, substantial improvement or repair of substantial damage, manufactured-home placement, temporary structures, and watercourse alteration. 04, but the county permit is required regardless. A permit is valid only if actual work starts within 180 days of issuance; the Floodplain Administrator may grant written extensions of up to 90 days at a time on a showing of justifiable cause, so long as the underlying flood hazard mapping under Section 32-8-105 has not changed.
Applications under Section 32-8-305 must include a scaled site plan, the elevation of existing natural ground referenced to the FIRM datum, delineation of the Flood Hazard Area and any floodway, and, for larger subdivisions, hydrologic and hydraulic engineering analyses. The Floodplain Administrator inspects at stake-out, foundation, enclosure, utility, and final stages before a Certificate of Occupancy is released. These Floodplain Management Provisions were most recently rewritten by Bill No. 6-24, effective March 21, 2024, and adopt the 2021 International Building Code Appendix G and ASCE 24-14 by reference.
Violations & Fines
Failing to obtain a floodplain permit is itself a violation under Section 32-8-801(b). The Floodplain Administrator issues a written notice of violation or stop-work order listing the sections violated, ordering remedial action, and setting a correction deadline; recipients may appeal. Under Section 32-8-803, violating the Floodplain Management Provisions or any permit or variance condition is a misdemeanor, and each day the violation continues is a separate offense, in addition to any other lawful county action.
Frequently Asked Questions
Do I need a permit to fill or grade land in a Baltimore County flood zone?
How long is a Baltimore County floodplain permit good for?
What happens if I build in a flood hazard area without a permit?
Sources & Official References
Other rules in Baltimore County
Compare Baltimore County to another location·View the Maryland environmental rules overview
See something wrong?
Help us keep this page accurate. If you notice an error or outdated information, let us know.