Palm Beach Gardens, FL Environmental Rules: Flood Zones (2026)
FEMA flood zone rules in Palm Beach Gardens, FL, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.
Key Facts
- Floodplain administrator
- City engineer (Sec. 86-52)
- Permit expires if unstarted
- 180 days (Sec. 86-67)
- Extension available
- Up to 180 days each, written request
- FIRM/study basis date
- October 5, 2017 (Sec. 86-46)
- Max general penalty
- $500 fine or 60 days jail per day
- Extra permits required
- SFWMD, FDEP, Army Corps (Sec. 86-69)
Summary
In the City of Palm Beach Gardens, any development wholly or partly within a mapped flood hazard area needs a floodplain development permit before work begins. City Code §§ 86-62 and 86-63 require an application to the floodplain administrator and the city building official, and no permit issues until the project satisfies the city's Floodplain Management Ordinance, the Florida Building Code and every other applicable city regulation.
Sec. 86-62. - Permits required. Any owner or owner's authorized agent (hereinafter "applicant") who intends to undertake any development activity within the scope of this ordinance, including buildings, structures, and facilities exempt from the Florida Building Code, which is wholly within or partially within any flood hazard area, shall first make application to the floodplain administrator and the city building official and shall obtain the required permit(s) and approval(s). No such permit or approval shall be issued until compliance with the requirements of this ordinance and all other applicable codes and regulations has been satisfied. ... ... Sec. 86-63. - Floodplain development permits or approvals. Floodplain development permits or approvals shall be issued pursuant to this ordinance for any development activities not subject to the requirements of the Florida Building Code, including buildings, structures, and facilities exempt from the Florida Building Code.
Full Breakdown
The floodplain administrator, who is the city engineer under Sec. 86-52, reviews applications against the flood hazard areas set by the Flood Insurance Study for Palm Beach County dated October 5, 2017, and the accompanying Flood Insurance Rate Maps (Sec. 86-46). An application must identify and describe the development, give a legal description or street address, state the intended use, attach a site plan or construction documents, and state the valuation of the work (Sec. 86-65). Once issued, a permit becomes invalid unless work starts within 180 days, or if it is suspended or abandoned for 180 days after starting; extensions of up to 180 days each require a written request showing justifiable cause (Sec.
86-67). The administrator may suspend or revoke a permit issued in error, on incomplete information, or in violation of the ordinance (Sec. 86-68). Floodplain and building permits must also carry a condition that applicants obtain other required state and federal permits before starting work, including South Florida Water Management District permits under F.S. § 373.036, Florida Department of Environmental Protection permits for work seaward of the coastal construction control line under F.S. § 161.141, the Joint Coastal Permit under F.S. § 161.055, and federal Clean Water Act Section 404 permits coordinated with the U.S.
Army Corps of Engineers (Sec. 86-69). Development requiring a permit is subject to inspection, including a lowest-floor elevation certification before further vertical construction on buildings exempt from the Florida Building Code (Secs. 86-75, 86-79). Variances go to the building board of adjustment and appeals, which may grant relief only on a showing of exceptional hardship tied to the physical characteristics of the land (Sec. 86-90).
Violations & Fines
Under Sec. 86-92, any regulated development performed without a permit, in conflict with an issued permit, or that does not fully comply with the ordinance is a violation; a building lacking required elevation certification is presumed in violation until documentation is provided. The floodplain administrator may issue notices of violation or stop-work orders (Sec. 86-93), and continuing work after such notice draws penalties under Sec. 86-94. Absent a specific penalty, the city's general penalty clause, Sec. 1-18, applies: a fine of up to $500.00, imprisonment up to 60 days, or both, with each day of continuing violation a separate offense.
Frequently Asked Questions
Who issues floodplain development permits in Palm Beach Gardens?
What happens if I build in a flood hazard area without a permit?
How long is a Palm Beach Gardens floodplain permit valid?
Do I need other agency permits besides the city's floodplain permit?
Sources & Official References
Other rules in Palm Beach Gardens
Florida rules heatmap·Compare Palm Beach Gardens to another location·View the Florida environmental rules overview
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Flood Zones in Nearby Cities
How other cities in Palm Beach County handle flood zones.