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Pawtucket, RI Environmental Rules: Flood Zones (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Pawtucket, RI, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Regulated flood zones
A, AE, AH, AO, A99, V, VE
Administering department
Planning and Redevelopment
Enforcing official
Building Official, R.I.G.L. § 23-27.3-108.1
Current FIRM panel dates
March 2, 2009 and October 2, 2015
Permit trigger
Any development, not just buildings

Summary

Pawtucket regulates every FEMA-mapped flood zone in the city, Zones A, AE, AH, AO, A99, V, and VE, as a floodplain overlay district under Chapter 410, Article IV. Any construction, filling, grading, or excavation there needs a City permit before work starts, and the Department of Planning and Redevelopment administers compliance with the National Flood Insurance Program.

The special flood hazard areas are herein established as a floodplain overlay district. The district includes all special flood hazard areas within the City of Pawtucket designated as Zone A, AE, AH, AO, A99, V, or VE on the Providence County Flood Insurance Rate Map (FIRM) and Digital FIRM issued by the Federal Emergency Management Agency (FEMA) for the administration of the National Flood Insurance Program. The map panels of the Providence County FIRM that are wholly or partially within the City of Pawtucket are panel numbers: 44007C0193H, 44007C0213H, 44007C0214H, 44007C0306H, 44007C0327H dated March 2, 2009; and 44007C0194J, 44007C0307J, 44007C0326J dated October 2, 2015. ... The Department of Planning and Redevelopment is responsible for floodplain management. ... All proposed construction or other development within a special flood hazard area shall require a permit.

Full Breakdown

' Section 410-17A establishes every FEMA special flood hazard area within city limits, Zones A, AE, AH, AO, A99, V, and VE, as a floodplain overlay district layered on top of the base zoning district. The operative FIRM panels are 44007C0193H, 44007C0213H, 44007C0214H, 44007C0306H, and 44007C0327H dated March 2, 2009, plus 44007C0194J, 44007C0307J, and 44007C0326J dated October 2, 2015, all on file with the Building Official, Planning Department, and Engineering Department. Under § 410-17B(1), all proposed construction or development in a mapped flood hazard area, not only building projects but also filling, grading, excavation, mining, drilling, material storage, and temporary stream crossings, requires a permit, and a fee based on construction cost accompanies the application; an added fee may cover a professional engineer's review.

Before the City issues that permit, § 410-17B(1)(c) requires the applicant to show every other required federal or state approval has already been obtained, since RIDEM and the Coastal Resources Management Council also have jurisdiction over nonstructural activity in these zones. Section 410-19B(3) separately bars any new encroachment in a designated regulatory floodway along Zones A1-30 and AE that would raise flood levels during a base flood event, and § 410-19B(4) requires subdivision proposals in the district to minimize flood damage and route utilities to avoid it. The Department of Planning and Redevelopment is designated as the floodplain administrator citywide.

Violations & Fines

Enforcement runs through the Building Official under R.I.G.L. § 23-27.3-108.1, and § 410-17B(6) ties penalties to R.I.G.L. § 23-27.3-122.3, the state building code's violation statute, rather than to a flat city fine schedule. Construction without the required flood-hazard permit, or work that does not match the approved plans, is itself a code violation and can hold up a certificate of occupancy until the deficiency is corrected.

Frequently Asked Questions

Do I need a permit to fill or grade land in a Pawtucket flood zone?
Yes. Section 410-17B(1) defines 'development' broadly to include filling, grading, excavation, mining, drilling, material storage, and temporary stream crossings, not just construction of a building, and every one of those activities in a mapped special flood hazard area needs a City permit before work begins.
Which FEMA flood zones does Pawtucket regulate?
Section 410-17A adopts Zones A, AE, AH, AO, A99, V, and VE from the Providence County Flood Insurance Rate Map as a floodplain overlay district. The current map panels are dated March 2, 2009 and October 2, 2015, and are kept on file with the Building Official, Planning Department, and Engineering Department.
Who reviews flood zone permits in Pawtucket?
The Department of Planning and Redevelopment administers floodplain management citywide under § 410-17A, while the Building Official enforces the article's permit requirements under R.I.G.L. § 23-27.3-108.1. An applicant must also show proof of any RIDEM or Coastal Resources Management Council approval before the City will issue its own permit.

Sources & Official References

Other rules in Pawtucket

All Pawtucket rules

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Flood Zones in Nearby Cities

How other cities in this county handle flood zones.

Cranston, RI
Some Restrictions
Providence, RI
Some Restrictions