FEMA flood zone rules in Pearland, TX — also called floodplain regulations or special flood hazard area (SFHA) rules — determine flood insurance requirements and elevation standards for new construction.
Pearland's Chapter 10½ Flood Damage Prevention ordinance regulates development in mapped floodplains, requiring permits, elevation above base flood elevation, and floodplain administrator approval before construction.
Pearland participates in the National Flood Insurance Program and has adopted Chapter 10½ Flood Damage Prevention. The City Engineer serves as the floodplain administrator and must approve a development permit before any construction, fill, or substantial improvement occurs in a Special Flood Hazard Area shown on FEMA maps. New and substantially improved residential structures must have the lowest floor elevated above the base flood elevation by the city's required freeboard. Non-residential structures may elevate or be dry-floodproofed to that height. The ordinance also restricts encroachments in floodways and requires elevation certificates for documenting compliance.
Building without a floodplain development permit, finishing below the required elevation, or encroaching in the floodway can result in stop-work orders, removal of unlawful structures, and loss of NFIP eligibility for the property.
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See how Pearland's flood zones rules stack up against other locations.
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