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Lancaster County, NE Environmental Rules: Flood Zones (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Lancaster County, NE, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Trigger
1% annual chance (100-year) flood zone
Permit
Separate development permit before construction
Floodway rule
New construction and fill generally prohibited
Administrator
City of Lincoln Dept. of Building & Safety
Map source
FEMA Flood Insurance Rate Map, rev. 2013

Summary

Any development within Lancaster County's mapped 100-year floodplain needs a separate development permit from the Director of Building and Safety before construction starts. The floodway itself bars new fill, construction or substantial improvement outright unless an engineer certifies no rise in flood levels, under Article 11 of the county zoning resolution.

City-specific rules exist: Lincoln has its own flood zones rules that differ from Lancaster County's county-level regulations. If you live in Lincoln, check the city-specific page instead.

No person, firm or corporation shall erect, construct, enlarge or substantially improve any building or structure, or undertake any development, including the placement of manufactured homes, in any area subject to the provisions of this article or cause the same to be done without first obtaining a separate development permit for such building or structure or other development from the Director of Building and Safety. ... Encroachments into the floodway are prohibited, including fill, new construction, substantial improvements, and other development within the floodway unless certification by a qualified engineer demonstrating that the proposed use in the floodway shall not result in any increase in flood levels during occurrence of the base flood discharge.

Full Breakdown

Article 11 of the Lincoln-Lancaster County Zoning Resolution regulates every parcel subject to a one percent or greater chance of flooding in any given year, as mapped by FEMA's Flood Insurance Rate Map, plus any floodprone area the County Board separately approves. 013 splits that mapped area into two overlay districts: a floodway (FW), the channel and adjacent land that must stay clear to carry the 100-year flood, and a floodway fringe (FF), the balance of the flood plain outside the floodway. 009 requires a separate development permit from the Director of Building and Safety before anyone may erect, construct, enlarge or substantially improve any building or structure, or undertake any development, including the placement of manufactured homes, anywhere the article applies.

021 states that encroachments into the floodway are prohibited, including fill, new construction, substantial improvements and other development, unless a qualified engineer certifies the project will not raise flood levels during a base flood, and the applicant secures a FEMA-approved Conditional Letter of Map Revision before any permit issues. 015 requires anchorage against flotation and lateral movement, flood-resistant utilities and construction materials, and bars storing buoyant, flammable or explosive materials in the flood plain unless firmly anchored or removable on flood warning. 005, Lancaster County has delegated administration of Article 11 to the City of Lincoln's Department of Building and Safety, which reviews every permit application, certifies elevation compliance, and notifies neighboring communities and the Nebraska Department of Natural Resources before any watercourse is altered or relocated.

Violations & Fines

Building, filling or placing a manufactured home in the mapped floodplain without the § 11.009 development permit, or encroaching into the floodway without the engineering certification and FEMA map revision § 11.021 requires, is a zoning violation the City of Lincoln's Department of Building and Safety enforces on the county's behalf, and can require removal or retrofitting of noncompliant work.

Frequently Asked Questions

Do I need a permit to build in a Lancaster County flood zone?
Yes. Section 11.009 requires a separate development permit from the Director of Building and Safety before any construction, enlargement, substantial improvement or manufactured-home placement in the mapped floodplain or an approved floodprone area.
Can I build a new structure in the floodway itself?
Generally no. Section 11.021 prohibits new construction and fill in the floodway unless a qualified engineer certifies no increase in flood levels and you obtain a FEMA-approved Conditional Letter of Map Revision before the permit issues.
Who enforces the county's floodplain rules?
The City of Lincoln's Department of Building and Safety, under § 11.005. Lancaster County has delegated administration of Article 11 to that department, which reviews permits, certifies elevations and enforces the floodplain standards.

Sources & Official References

Other rules in Lancaster County

All Lancaster County rules

Compare Lancaster County to another location·View the Nebraska environmental rules overview

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