FEMA flood zone rules in Salt Lake City, UT โ also called floodplain regulations or special flood hazard area (SFHA) rules โ determine flood insurance requirements and elevation standards for new construction.
SLC participates in the NFIP; flood zones along the Jordan River, City Creek, and Emigration Creek are mapped by FEMA.
Properties in FEMA Special Flood Hazard Areas (SFHA, Zones A/AE) must carry flood insurance if federally backed mortgages apply and meet SLC 18.68 floodplain development standards. New structures require lowest floor elevation at least 1 foot above Base Flood Elevation (freeboard). Substantial improvements (50%+ of value) trigger full compliance. SLC has a Class 8 CRS rating providing 10% flood insurance discount.
Contact your local code enforcement office for specific penalty information.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
Salt Lake City, UT
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