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Surry County, NC Environmental Rules: Flood Zones (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Surry County, NC, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Governing FIRM date
November 18, 2016 (FEMA Flood Insurance Rate Map)
Permitting authority
Surry County Floodplain Administrator
Violation hearing deadline
Within 10 days of notice
Corrective action window
60 to 120 days after order
Appeal deadline
30 days to Board of Adjustment
Noncompliance penalty
Misdemeanor, court-set punishment

Summary

In unincorporated Surry County, North Carolina, no structure or land within a FEMA-mapped special flood hazard area may be built, altered, or developed without a floodplain development permit from the Floodplain Administrator. Under County Code § 154.017-02, applicants must submit a certified plot plan, elevation data, and flood zone documentation before any grading, filling, or construction begins in the mapped floodplain.

These county ordinances apply to unincorporated areas of Surry County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

(G) Compliance. ... No structure or land shall hereafter be located, extended, converted, altered, or developed in any way without the compliance with the terms of this subchapter and other applicable regulations. ... § 154.017-02 FLOOD HAZARD AREA APPLICATION REQUIREMENTS. (A) Application for a floodplain development permit shall be made to the Floodplain Administrator prior to any development activities located within special flood hazard areas. (B) The following items shall be presented to the Floodplain Administrator to apply for a floodplain development permit:

Full Breakdown

Surry County's Floodplain Administrator, housed in the Planning and Development Department, reviews every floodplain development permit application against the county's FEMA Flood Insurance Rate Map (FIRM), effective November 18, 2016. Under § 154.017-02, an applicant must present a plot plan showing the boundary of the special flood hazard area, the flood zone designation, floodway or non-encroachment boundaries, the base flood elevation where one has been set, and certification by a registered land surveyor or professional engineer. New construction and substantial improvements must also show proposed elevation methods, and non-residential structures seeking flood-proofing instead of elevation need a FEMA Form 81-65 certificate from a licensed engineer or architect.

The permit itself, issued under § 154.017-03, must specify the required flood protection elevation, state that no fill may encroach into a floodway, and, where applicable, limit below-elevation enclosures to parking, building access, or limited storage. Section 154.017-01(G) makes compliance mandatory before any structure or land is located, extended, converted, altered, or developed within a mapped special flood hazard area. If the Floodplain Administrator finds a violation, § 154.017-04 requires written notice to the owner, a hearing within ten days, and, following a finding of violation, a written corrective order giving the owner 60 to 120 days to remedy the problem unless the danger to life or property is imminent.

An owner may appeal a corrective order to the Board of Adjustment within 30 days; if there is no appeal and the owner still fails to comply, the code makes that failure a misdemeanor punishable at the court's discretion.

Violations & Fines

Under § 154.017-04, the Floodplain Administrator must notify an owner of a flood-code violation and hold a hearing within ten days. A written order can require corrective action, ordinarily within 60 to 120 days, or sooner if life or property is in imminent danger. Owners may appeal to the Board of Adjustment within 30 days of the order; without a timely appeal, the order becomes final, and continued noncompliance is a misdemeanor punished at the court's discretion.

Frequently Asked Questions

Do I need a permit to build in a Surry County flood zone?
Yes. Under § 154.017-02, anyone developing land within a special flood hazard area mapped on the county's FEMA Flood Insurance Rate Map must apply to the Floodplain Administrator for a floodplain development permit before starting work, and must submit a certified plot plan, elevation data, and flood zone documentation as part of that application.
What happens if I build in the floodplain without a permit?
The Floodplain Administrator can order corrective action after a hearing held within ten days of notifying you, giving you 60 to 120 days to fix the violation unless there's imminent danger. You can appeal that order to the Board of Adjustment within 30 days; ignoring a final order is a misdemeanor under § 154.017-04.
Which map does Surry County use to decide if my property is in a flood zone?
The county relies on the Flood Insurance Study and Flood Insurance Rate Maps FEMA issued for Surry County dated November 18, 2016, adopted by reference in § 154.017-01(F), plus any more current engineering data or post-disaster recovery maps not yet reflected on the FIRM.

Sources & Official References

Other rules in Surry County

All Surry County rules

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