Warrick County, IN Environmental Rules: Flood Zones (2026)
FEMA flood zone rules in Warrick County, IN, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.
Key Facts
- Governing law
- Warrick County Floodplain Management Ordinance, § 56.16
- Local Floodplain Administrator
- Executive Director, Warrick County Area Plan Commission
- IDNR jurisdiction
- Floodways with watersheds over one square mile
- County jurisdiction
- Floodways with watersheds under one square mile
- Prohibited
- Storing hazardous/toxic material in floodway or floodplain
- Site plan requirement
- Must show FIRM floodplain and base flood elevation
Summary
In unincorporated Warrick County, Indiana, any development in a mapped floodway or floodplain must comply with the county's separate Floodplain Management Ordinance, cross-referenced at County Code § 56.16. The Local Floodplain Administrator, the Executive Director of the Warrick County Area Plan Commission, oversees floodways under one square mile; the Indiana DNR governs larger watersheds. Storing hazardous or toxic material in a floodway or floodplain is banned outright under § 53.11.
Storage or stockpiling of hazardous or toxic material within any watercourse, or in its associated floodway or floodplain, is prohibited. ... FLOODWAY. ... The channel of any river, stream, creek, or ditch, and those portions of the floodplain adjoining the channel which are reasonably required to convey the 100-year flood flow without increasing the water surface elevation of the 100-year flood by more than the regulatory limit. The Indiana Department of Natural Resources has jurisdiction over floodways whose watersheds are greater than one square mile. The Local Floodplain Administrator has jurisdiction over floodways whose watersheds are less than one square mile. ... § 56.16 FLOODPLAIN MANAGEMENT ORDINANCE. The Warrick County Floodplain Management Ordinance contains specific requirements that apply to this chapter. Each Development shall be reviewed for compliance with the same.
Full Breakdown
Warrick County's zoning and drainage codes both point to a standalone Floodplain Management Ordinance for anyone building, filling, grading, or placing a structure in a flood-prone parcel. County Code § 56.16 states plainly that "the Warrick County Floodplain Management Ordinance contains specific requirements that apply to this chapter" and that "each Development shall be reviewed for compliance with the same," meaning the Drainage Board and Area Plan Commission check every proposed development against that separate ordinance before signing off on a drainage plan under Chapter 56.
The county's own definitions in § 56.05 draw a hard jurisdictional line: the FLOODWAY, the channel plus the adjoining land needed to carry the 100-year flood without raising its water surface beyond the regulatory limit, falls under the Indiana Department of Natural Resources when its watershed exceeds one square mile, and under the county's own Local Floodplain Administrator (the Executive Director of the Warrick County Area Plan Commission) when the watershed is smaller. That split determines which agency has authority over a given floodway before dirt moves.
Outside the development-review process, § 53.11 imposes a flat prohibition: storing or stockpiling hazardous or toxic material, including sewage treatment plant stockpiles, within any watercourse or its associated floodway or floodplain is not allowed, and any such material on adjoining property must be adequately contained so it cannot reach a stormwater conveyance or watercourse. Applicants preparing a drainage plan under § 56.12 must also show the property's FIRM-mapped floodplain, floodway and regulatory base flood elevation directly on the site drawings so the Drainage Board can confirm the project sits outside, or is properly elevated within, the mapped flood hazard area.
Violations & Fines
Warrick County routes floodway and floodplain violations through the underlying Floodplain Management Ordinance's own enforcement rather than a blanket county fine schedule; § 56.16 requires every development to be reviewed for compliance before a drainage plan is approved. Storing hazardous or toxic material in a floodway or floodplain under § 53.11 is independently enforceable through the stormwater chapter's penalty provisions and its authorized enforcement agency.
Frequently Asked Questions
Does Warrick County have its own floodplain ordinance?
Who decides if my property is in a floodway?
Can I store materials near a floodplain in Warrick County?
Sources & Official References
Other rules in Warrick County
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