Spotsylvania County, VA HOA Rules: Assessment & Dues (2026)

Chapter 20's Article 7 governs dedications, homeowners' associations and restrictive covenants. Sec. 1 requires that common areas provided by a subdivider or developer be either dedicated to the county or conveyed to a homeowners' association formed under Sec. 2, and that private streets be conveyed to that association. Sec. 2(a) then dictates what the recorded restrictive covenants must say about money: the association must be made responsible for assessing fees covering liability insurance, local taxes, and maintenance of common areas and private streets; any fee that goes unpaid becomes a lien on the individual lot; and the association is authorized to adjust its assessments as necessary to meet changing needs.

These covenant terms must be approved by the subdivision agent and recorded with the record or final plat before any lots in the subdivision are sold. The same article extends the association's financial and maintenance responsibility to stormwater infrastructure: Sec. 5 makes the homeowners' or property owners' association responsible for lakes, ponds and drainage facilities that are part of a subdivision's stormwater management system, while requiring an access easement to be dedicated to the county for inspection and maintenance. For non-residential subdivisions, Sec. 2(c) allows the subdivider to substitute other maintenance agreements, covenants or declarations instead of forming a homeowners' association.