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Bloomington, IN Home Business: Home Daycare (2026)

Few Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Governing section
UDO § 20.03.030(g)(6)(A)(i)
Exempt use #1
Childcare home (operator's primary residence)
Exempt use #2
Adult day care home
Exempt use #3
Group care home, FHAA small/large
Effect of exemption
No certificate of zoning compliance needed

Summary

The City of Bloomington's Unified Development Ordinance carves home-based childcare out of its home occupation rules entirely. Section 20.03.030(g)(6)(A)(i) lists a childcare home that is also the operator's primary residence, an adult day care home, and a small or large FHAA group care home as uses that are permitted and shall not be regulated as home occupations, skipping the certificate of zoning compliance and Conditional Use process that applies to other home businesses.

(A)Exempted Uses.i.The following uses are permitted and shall not be regulated as home occupations:1.Childcare home, provided that the childcare home is also the primary residence of the operator.2.Adult day care home.3.Group care home, FHAA (small or large).

Full Breakdown

030(g)(6)(B)-(C). A childcare home is different. 07 (Definitions). customer-visit window in subsection (M) that governs ordinary home businesses; those limits apply only to a Home Occupation as defined by this section, and the exemption in (A)i removes childcare and adult day care homes from that category by name. The exemption does not erase every other layer of law: a childcare home operator still has to meet state licensing requirements administered outside the UDO, and the group care home exemption is conditioned on meeting the FHAA small or large facility definitions and being sited in a zoning district where Table 03-1 allows a facility of that size. 030(b)(10): none may sit within three hundred feet of another group care home.

Violations & Fines

Because a qualifying childcare home is exempted from the home occupation section entirely, there is no certificate of zoning compliance to violate under Section 20.03.030(g)(6). If a childcare operation does not meet the exemption's own terms, such as the operator no longer living at the property, it falls back into the ordinary Home Occupation rules and needs the certificate of zoning compliance and, in Residential districts, Conditional Use approval that subsection (A)i otherwise waives.

Frequently Asked Questions

Do I need a zoning permit to run a home daycare in Bloomington?
Not under the Unified Development Ordinance's home occupation rules. Section 20.03.030(g)(6)(A)(i) exempts a childcare home from being regulated as a home occupation at all, as long as the childcare home is also the operator's primary residence, so it skips the certificate of zoning compliance required for other home businesses.
Are there separate rules for adult day care in a Bloomington home?
Yes, but they are favorable ones. Section 20.03.030(g)(6)(A)(i) lists an adult day care home alongside childcare homes as a use that is permitted and not regulated as a home occupation, so it avoids the certificate of zoning compliance and Conditional Use process the UDO applies to other home-based businesses.
Does the home-daycare exemption cover group care homes too?
It covers group care homes for people protected by the Federal Fair Housing Act Amendments, in the small or large size defined in Chapter 20.07. Section 20.03.030(g)(6)(A)(i) exempts them from home occupation regulation, though the separate group care home rules in Section 20.03.030(b)(10) still require at least three hundred feet between two such homes.

Sources & Official References

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