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St. Peters, MO Home Business: Home Daycare (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Home day care cap
4 unrelated children before licensing
Day care center trigger
5 or more children
Day care home definition
provider's residence, under 5 children
Parking requirement
1 space per 10 children + 1 per employee
Related non-resident children
still count toward the cap
Administered by
Planning, Community & Economic Development

Summary

In the City of St. Peters, Missouri, home day care is capped by Section 405.350 of the Municipal Code: any person or organization offering day care to five or more children must obtain a license and follow the applicable licensing rules once care crosses four unrelated children. Section 405.100 defines a 'day care home' as a family home providing care for fewer than five children or adults.

DAY CARE HOME A family home, occupied as a permanent residence by the day care provider, conducted or maintained by any person who advertises or holds himself/herself out as providing care for less than five (5) children or adults during the daytime, and in which family-like care is given and who are not related to the day care provider, for any part of the twenty-four (24) hour day. Related persons that are cared for by the day care provider who do not reside in the day care home shall be counted towards the maximum permitted number of persons. ... Section 405.350. Child Care Facilities — Licensing Process. ... Any organization or person planning to offer day care for five (5) or more children, except those coming under the exception of the law, shall apply for a license and meet the licensing rules before accepting more than four (4) unrelated children for care. ... Section 405. ... 555. Schedule Of Off-Street Parking Requirements. ... Day Care Facilities 1 space per every 10 children, plus 1 space per employee

Full Breakdown

St. Peters treats family day care and center-based day care differently in the Zoning Code. Section 405.100 defines a 'day care home' as a family home, occupied as the provider's permanent residence, that cares for fewer than five unrelated children or adults during the day; a 'day care center' is a separate facility other than the provider's living quarters. Section 405.350 sets the trigger point for both: any person or organization planning to offer day care to five or more children, or accepting more than four unrelated children in a home setting, must apply for a license and meet the licensing rules referenced in the Code before doing so.

Related children who don't live in the day care home still count toward the maximum permitted number of persons under Section 405.100, so a caregiver can't avoid the threshold by only counting non-relatives. The Zoning Code's off-street parking schedule at Section 405.555 also applies once a day care facility operates commercially, requiring one parking space per ten children plus one space per employee. Because the licensing threshold sits inside the Zoning Code rather than a separate day-care ordinance, the City's Planning, Community and Economic Development Department administers compliance alongside the State's day care licensing rules; crossing the four-unrelated-child line without the required license is a zoning violation, not merely a licensing gap.

Violations & Fines

Offering day care to five or more children, or accepting more than four unrelated children in a home, without the license required by Section 405.350 is a zoning violation the Planning Department can act on. Operating a day care facility without meeting the parking ratio in Section 405.555, one space per ten children plus one per employee, is also a Code violation subject to correction.

Frequently Asked Questions

How many kids can I babysit at home in St. Peters before I need a license?
Up to four unrelated children. Section 405.350 of the Municipal Code requires anyone planning to offer day care to five or more children, or more than four unrelated children in a home, to get licensed and follow the applicable licensing rules first.
What's the difference between a 'day care home' and a 'day care center' in St. Peters?
Section 405.100 defines a day care home as the provider's own permanent residence caring for fewer than five children or adults; a day care center is a separate facility other than the provider's living quarters, subject to the same Section 405.350 licensing trigger.
Does a home day care need extra parking under City rules?
Once it operates as a day care facility, yes: Section 405.555's off-street parking schedule requires one parking space for every ten children plus one space per employee, on top of the residence's normal parking.

Sources & Official References

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