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Story County, IA Home Business: Home Daycare (2026)

Few Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Zoning status
Permitted accessory use, not conditional
Governing section
Story County Code § 86.04(3)(K)
State-linked definition
Person/program in single-family home, DHS-licensed
Child care centers
Treated separately as a principal use
Enforcement
County infraction, up to $750 first offense

Summary

Running an in-home day care out of a single-family home in unincorporated Story County is a permitted accessory use, not something that needs a conditional use hearing. Section 86.04(3)(K) lists a child care home among the accessory uses allowed by right in the A-1 Agricultural District, and Section 85.08(44) defines it as a person or program in a single-family dwelling licensed as such by the Iowa Department of Human Services.

These county ordinances apply to unincorporated areas of Story County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

44. "Child care home, in-home day care" means a person or a program located in a single-family dwelling, providing child care and includes child development homes and child care homes as defined by Iowa Department of Human Services (DHS ). ... ... 3. Permitted Accessory Uses. The following are permitted accessory uses in the A-1 Agricultural District: ... ... K. Child care home.

Full Breakdown

Story County's Land Development Regulations draw a line between a child care home and a child care center. 08(44) defines a child care home, in-home day care as a person or program located in a single-family dwelling providing child care, including child development homes and child care homes as defined by the Iowa Department of Human Services. 08(43) defines the separate category, a child care center, as a facility licensed as such under Iowa Code Chapter 237A. 04(3)(K) puts a child care home on the list of accessory uses permitted by right in the A-1 Agricultural District alongside accessory buildings and home businesses, so a resident does not need to apply for a conditional use permit or go before the Board of Adjustment just to run a home-based day care.

10(2)(C) lists child care centers among the principal permitted uses in the C-LI Commercial/Light Industrial District, and elsewhere the code's use tables mark larger centers serving more than six children as a conditional use requiring case-by-case review. One overlap worth flagging: Story County's electronic smoking device chapter folds a child care home into its list of public places, so smoking and vaping rules that apply in public buildings extend indoors to a private residence being used for child care.

Violations & Fines

Operating at a scale that goes beyond an accessory use, for instance running a child-care-center-level operation out of a home without the zoning that use requires, is enforced the same way as any other Land Development Regulations violation: a written Notice of Violation from Planning and Development, 30 days to correct, then a County infraction citation under Section 93.03 carrying a civil penalty of up to $750 for a first offense and up to $1,000 for each repeat offense. DHS child care licensing itself is enforced separately by the state.

Frequently Asked Questions

Can I run an in-home day care in unincorporated Story County without a special permit?
Yes. Section 86.04(3)(K) lists a child care home as a permitted accessory use in the county's Agricultural District, so it does not require the conditional use process or a Board of Adjustment hearing that a stand-alone child care center would need.
What is the difference between a child care home and a child care center under county zoning?
Section 85.08(44) defines a child care home as a person or program operating out of a single-family dwelling and licensed by the Iowa Department of Human Services, while Section 85.08(43) defines a child care center as a facility licensed under Iowa Code Chapter 237A, which the zoning code treats as a separate, more heavily regulated use.
Does operating a home daycare affect smoking rules in my house?
Yes. Story County's electronic smoking device chapter extends its public-place restrictions to private residences when they are used as a child care facility or child care home, so smoking and vaping rules apply indoors while children are in care there.

Sources & Official References

Other rules in Story County

All Story County rules

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