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O'Fallon, MO Home Business: Zoning & Home Occupation Permits (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Governing section
O'Fallon Code § 400-280
Size cap
25% of floor area, max 500 sq ft
Occupancy permit
Structure must already hold a valid occupancy permit
Registration
Required with the City before operating
Non-resident staff
Limited to two non-resident employees

Summary

O'Fallon allows home based businesses in any dwelling, but Section 400.280 caps the operation at 25% of the home's floor area, never more than 500 square feet, requires a valid occupancy permit, and demands registration with the City before opening.

Any structure where a home based business is to be operated shall have a valid occupancy permit. ... Home based businesses shall be operated entirely within an enclosed structure and shall not occupy more than twenty-five percent (25%) of the total floor area of the main residential building, and in no case more than five hundred (500) square feet of floor area, with use of the dwelling for a home based business being clearly incidental and subordinate to the use for residential purposes.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: rev 4860992; v58 updated 2026-05-14; through 05-14-2026).

Full Breakdown

280(D)(1) requires the structure where it operates to already carry a valid occupancy permit. 280(C), disclosing the business name and nature, the responsible resident, the number of residents plus employees or customers who may be on site at once (capped at the structure's maximum occupancy), the on-site parking available, a description of goods or services, any special equipment, and, for rental property, the landlord's written consent. 280(D)(3) then sets the physical size limit: the business must be conducted entirely within an enclosed structure and cannot occupy more than twenty-five percent of the main residential building's floor area, and in no case more than five hundred square feet, so that the home's use for the business stays 'clearly incidental and subordinate' to its use as a residence.

280(D)(4) bars any exterior alteration that changes the building's character as a residence and forbids visible evidence of the business from outside, and (D)(5) prohibits any outdoor storage of business materials or equipment. 280(D)(14) makes any registration non-transferable, so it terminates when the property is sold.

Violations & Fines

Operating without registering under Section 400.280(C), exceeding the 500-square-foot/25% floor-area cap in Section 400.280(D)(3), or altering the home's exterior in violation of Section 400.280(D)(4) puts the business out of compliance. Section 400.280(D)(20) requires the operator to correct any violation, including of State law, or shut the business down until it is resolved, and a registration lapses automatically on sale of the property.

Frequently Asked Questions

Do I need a permit to run a home business in O'Fallon?
You need to register the business with the City under Section 400.280(C) and the structure must already have a valid occupancy permit under Section 400.280(D)(1). Registration must list the business name, responsible resident, expected number of employees or customers, on-site parking, and the goods or services offered.
How much of my house can my home business use?
Section 400.280(D)(3) limits a home based business to twenty-five percent of the main residential building's floor area and, in any case, no more than five hundred square feet. The business must operate entirely inside an enclosed structure so the home's residential use stays the primary purpose of the property.
Can I hire outside employees to work at my O'Fallon home business?
Yes, but only up to two non-resident individuals under Section 400.280(D)(8); everyone else working in the business must actually live in the dwelling. The combined number of residents, employees, and customers present at once still cannot exceed the structure's maximum occupancy limit.

Sources & Official References

Other rules in O'Fallon

All O'Fallon rules

How O'Fallon compares: Easiest Cities to Run a Home Business·Compare O'Fallon to another location·View the Missouri home business overview

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