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Waco, TX Home Business: Zoning & Home Occupation Permits (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Use status
Secondary use, invisible from street
Building alterations
None changing residential character
Open storage
Not allowed
Delivery vehicles
Passenger cars or step-up vans only
City codes
Full building/plumbing/electrical compliance
State permits
Obtained before operation begins

Summary

Waco allows a home occupation in any residential district only as a secondary use invisible from the street, one that alters nothing about the house's residential look, keeps deliveries to passenger vehicles or step-up vans, and stays within every other building and state permitting code, per Sec. 28-928 of the zoning ordinance.

Home occupations are permitted in residential districts, provided that: (1)The occupation shall be conducted as a secondary use to the residential dwelling and in a manner in which none of its activities are visible from a street.... (3)No alteration of any kind shall be made to the principal building which changes its residential character as a dwelling unit.(4)No open storage shall be allowed.... (6)There shall be no commodity sold or services rendered that require delivery or shipment of merchandise, goods or equipment by other than passenger motor vehicles, three-quarter-ton step-up van or similar sized trucks.... (9)The owner shall comply with all building, plumbing, electrical, and all other codes of the city.(10)The occupation shall be operated in accordance with all state laws and, if a state permit is required, such permit shall be obtained prior to beginning operation.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 88).

Full Breakdown

Sec. 28-928 opens by permitting home occupations in residential districts 'provided that' ten conditions are met, and several define the zoning posture of the use rather than a numeric limit. Clause (1) requires the occupation be 'conducted as a secondary use to the residential dwelling and in a manner in which none of its activities are visible from a street,' so the business must stay secondary to residential use and produce no visible sign of commercial activity from the public right-of-way. to the principal building which changes its residential character as a dwelling unit,' so a garage conversion or storefront-style entrance disqualifies the use.

Clause (4) forbids open storage outright. Clause (6) restricts deliveries: no commodity may be sold or service rendered that 'require delivery or shipment of merchandise, goods or equipment by other than passenger motor vehicles, three-quarter-ton step-up van or similar sized trucks,' ruling out tractor-trailer or box-truck deliveries. ' Together these clauses function as the zoning gate for the use: a home occupation that satisfies them, along with the separate patron, traffic, noise and signage limits elsewhere in the section, is allowed by right in a residential district without a separate zoning permit or public hearing.

Violations & Fines

A home occupation that violates any clause of Sec. 28-928, an alteration that changes the house's residential character, open storage, oversized delivery trucks, or missing state permits, is a misdemeanor under the chapter's general penalty in Sec. 28-11, with each day the violation continues a separate offense and a fine under Sec. 1-14 assessed against the property owner.

Frequently Asked Questions

Can I run a home business from my house in Waco without a special permit?
Yes, Sec. 28-928 allows home occupations by right in residential districts as long as all ten listed conditions are met, no separate zoning permit or hearing is required, though the owner still needs any state-level permit or license the occupation itself requires before starting.
Can my home business change the look of my house?
No; Sec. 28-928(3) prohibits any alteration to the principal building that changes its residential character as a dwelling unit, so converting a garage into a storefront or adding commercial-style entrances to the structure isn't allowed under the home-occupation exemption.
What size delivery trucks can serve a Waco home business?
Sec. 28-928(6) limits deliveries to passenger motor vehicles or vehicles no larger than a three-quarter-ton step-up van; a business that requires box-truck or tractor-trailer deliveries doesn't qualify as an allowed home occupation under this section.

Sources & Official References

Other rules in Waco

All Waco rules

How Waco compares: Easiest Cities to Run a Home Business·Texas rules heatmap·Compare Waco to another location·View the Texas home business overview

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