Hawaii County, HI Hurricane Preparedness: Flood Elevation (2026)
Key Facts
- V/VE elevation
- Anchored pilings to/above base flood level, § 27-23(2)
- Design storm load
- 1% annual chance wind and water loads
- Breakaway wall limit
- 10 to 20 psf unless engineer-certified
- Fill for support
- Banned in V/VE zones, § 27-23(5)
- RVs on site
- Anchored/elevated or gone within 180 days
- Appeals
- Circuit Court, Third Circuit, § 27-31
Summary
In Hawai'i County's coastal high hazard zones, V and VE on the Flood Insurance Rate Maps, Section 27-23(2) requires new construction to rest on anchored pilings or columns with the lowest floor member at or above the base flood elevation, engineered for wind and water loads with a one-percent annual chance of striking, the same design storm used for hurricane-driven surge.
New construction, improvements to repetitive loss structures, and substantial improvement shall be elevated on adequately anchored pilings or columns and securely anchored to such pilings or columns so that the lowest horizontal portion of the structural members of the lowest floor, excluding the pilings and columns, is elevated to or above the base flood level. The pile or column foundation and structure attached thereto shall be anchored to resist flotation, collapse, and lateral movement due to the effects of wind and water loads acting simultaneously on all building components. The wind and water loading values shall each have a one percent chance of being equaled or exceeded in any given year.
Full Breakdown
Zones V and VE are the county's storm-surge zones, and Section 27-23 layers hurricane-specific standards on top of the general freeboard rule in Section 27-18. New construction and substantial improvements must be elevated on adequately anchored pilings or columns so the lowest horizontal structural member, not counting the pilings themselves, sits at or above the base flood level, with the whole foundation engineered to resist the flotation, collapse, and lateral movement that wind and water loads with a one-percent annual chance of occurring, the standard hundred-year design storm, can produce.
Fill cannot be used for structural support in these zones, and altering sand dunes or mangroves in a way that raises flood risk is prohibited outright. Any enclosed space below the lowest floor can only be reached with breakaway walls, open wood latticework, or insect screening designed to fail under storm loads without damaging the elevated structure above; Section 27-23(4) caps an ordinary breakaway wall at ten to twenty pounds per square foot of resistance, and anything stronger needs a licensed structural engineer's certification that it will still collapse before the base flood hits without taking the building with it.
That enclosed space is limited to parking, building access, or storage, never habitation, and furnaces, water heaters, and other mechanical equipment are barred from it. Recreational vehicles get their own hurricane-readiness rule: under Section 27-23(8), an RV on a V or VE site must be elevated and anchored, or else fully licensed, highway-ready, and on site for less than 180 consecutive days. Certification for all of this runs through Section 27-17, the same elevation and floodproofing paperwork used countywide.
Violations & Fines
A violation in a coastal high hazard zone is enforced the same way as anywhere else in Chapter 27: Section 27-33's notice of violation, then a Section 27-34 civil fine of $500 to $1,000 per day, appealable within thirty days, or Section 27-36 criminal prosecution as a misdemeanor carrying a $1,000 fine or up to a year in jail. Appeals of the floodplain administrator's own decisions go to the Circuit Court of the Third Circuit under Section 27-31, not the county's board of appeals.
Frequently Asked Questions
How must homes be built in Hawai'i County's coastal hurricane-surge zones?
Can I enclose the space under a stilted coastal home?
What happens to RVs left in a hurricane flood zone?
Where do I appeal a floodplain administrator's ruling?
Sources & Official References
Other rules in Hawaii County
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