Satellite Beach, FL Hurricane Preparedness: Hurricane Shutters (2026)
Key Facts
- Permit-date trigger
- Applied for on or after July 1, 2008
- Cost threshold
- $50,000 or more estimated cost
- Value threshold
- $750,000+ insured value or just valuation
- Applies to
- Site-built single-family homes, wind-borne debris region
- Exempt
- Roof-covering replacement/repair alone
- General penalty
- Up to $500 fine or 60 days jail, § 1-13
Summary
In the City of Satellite Beach, a site-built single-family home in the wind-borne debris region must add hurricane shutters or impact-rated openings once a qualifying permit crosses two numbers: $50,000 in estimated cost and $750,000 in insured value or just valuation. City Code § 105.15 sets both thresholds and the exceptions.
105.15 Opening protection. When any activity requiring a building permit, not including roof covering replacement or repair work associated with the prevention of degradation of the residence, that is applied for on or after July 1, 2008, and for which the estimated cost is $50,000 or more for a site built single-family detached residential structure that is located in the wind-borne debris region as defined in this code and that has an insured value of $750,000 or more, or, if the site built single-family detached residential structure is uninsured or for which documentation of insured value is not presented, has a just valuation for the structure for purposes of ad valorem taxation of $750,000 or more; opening protections as required within this code or Florida Building Code, Residential for new construction shall be provided. ... Exception: Where defined wind-borne debris regions have not changed,single family detached residential structures permitted subject to the Florida Building Code are not required to comply with this section.
Full Breakdown
15, "Opening protection," applies when a building permit (other than for roof-covering replacement or repair tied to preventing degradation of the residence) is "applied for on or after July 1, 2008," the estimated cost of the activity is $50,000 or more, and the site-built single-family detached residential structure sits in the wind-borne debris region and "has an insured value of $750,000 or more," or, if uninsured or undocumented, has a just valuation for ad valorem tax purposes of $750,000 or more. 15. 1, which lists "impact-resistant coverings" among the systems a permit application must cover before installation.
Violations & Fines
Failing to install the required opening protection when a covered permit crosses the § 105.15 thresholds, or performing the work without the § 105.1 permit, is enforced by the Building Official and, absent a specific fine, falls under the Code's general penalty, § 1-13: up to $500, up to 60 days in jail, or both, with each day of continuing violation a separate offense.
Frequently Asked Questions
When must I install hurricane shutters or impact windows in Satellite Beach?
Does re-roofing trigger the hurricane shutter requirement in Satellite Beach?
Is every home in Satellite Beach required to have hurricane shutters?
Sources & Official References
Other rules in Satellite Beach
Florida rules heatmap·Compare Satellite Beach to another location·View the Florida hurricane preparedness overview
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