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Loveland, CO Mobility & Curb Rules: Red-Light Cameras (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified August 2026

Key Facts

Red-light cameras
Run at signalized intersections citywide
Speed cameras
Limited to school zones, 35-mph streets, park-adjacent streets
Red-light signage
Signs posted 200-500 ft before intersection
Speed camera signage
Signs posted at least 300 ft before zone
School-zone speeding
No point reduction available
Adoption date
Both programs adopted Oct. 3, 2023

Summary

Loveland Police operate red-light cameras at signalized intersections under Municipal Code § 10.35.010 and camera radar (automated speed cameras) in school zones, 35-mph-or-less residential neighborhoods, and streets bordering city parks under § 10.36.010. Both programs photograph the vehicle and driver, and require warning signs posted well before the device.

The Loveland Police Department is authorized to use red-light cameras within the City to detect and enforce violations of Section 604(1)(c), as adopted or hereafter amended, of the Model Traffic Code, as adopted or hereafter amended, at signalized intersections. ... The Loveland Police Department is authorized to use camera radar within the City in school zones, within a residential neighborhood, or along a street that borders a municipal park, to detect violations under the Model Traffic Code, as adopted and hereafter amended.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 13).

Full Breakdown

010 authorizes the Loveland Police Department to run red-light cameras at signalized intersections to catch violations of Model Traffic Code § 604(1)(c) (disobeying a steady red signal). 020 requires a conspicuous warning sign, placed 200 to 500 feet before each camera, with upper-case lettering at least four inches tall. A red-light camera photograph must show the vehicle's position in the intersection, its plate, the driver, the date, approximate time, approximate location and the vehicle's speed. 010 authorizes camera radar (automated vehicle identification) in school zones, in any residential neighborhood where the posted limit is 35 mph or less, and along streets bordering a municipal park, though it does not apply to red-light detection.

020 requires a temporary warning sign at least 300 feet before the enforcement area, and specifies that a permanent sign at the city limits does not satisfy that requirement. 030) and may be served personally, left with a resident over 18, or sent by certified mail at least five days before the court date. 070). Both chapters were adopted by Ordinance 6650 and Ordinance 6651 on October 3, 2023.

Violations & Fines

Running a red signal caught on camera is charged under Model Traffic Code § 604(1)(c); speeding caught by radar camera is charged as the underlying speed violation. Paying the penalty assessment before the first hearing under § 10.32.060 reduces license points by one or two, except school-zone speeding tickets, which § 10.32.060.B expressly makes ineligible for any point reduction.

Frequently Asked Questions

Does Loveland, Colorado have red-light cameras?
Yes. Municipal Code § 10.35.010 authorizes the Loveland Police Department to operate red-light cameras at signalized intersections to catch drivers who run red signals under Model Traffic Code § 604(1)(c). The city must post a warning sign between 200 and 500 feet before each camera, with letters at least four inches tall.
Does Loveland use speed cameras in school zones?
Yes. Municipal Code § 10.36.010 authorizes camera radar in school zones, in residential neighborhoods with a posted limit of 35 mph or less, and on streets bordering a municipal park. A warning sign must be posted at least 300 feet before the enforcement area, and school-zone speeding tickets issued this way are not eligible for the point reduction other camera tickets can get.
Can I contest a Loveland photo radar or red-light camera ticket?
Yes. Under §§ 10.35.050 and 10.36.050, a person served with a summons from either camera program can pay the fine before the scheduled court date or appear in Municipal Court to contest the charge at arraignment. The registered owner is presumed to be the driver, but that presumption can be rebutted with evidence the owner was not driving.

Sources & Official References

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