Bishop, CA Short-Term Rentals: Insurance Requirements (2026)
Key Facts
- City insurance mandate
- None in the ordinance
- County note
- Inyo County does require it
- Smoke/CO detectors
- Required, working order
- Safety codes
- Must be certified met
- Verify
- Bishop Planning Department
Summary
The City of Bishop's STR ordinance does not require hosts to carry a specific liability-insurance policy. It does require working smoke alarms, carbon-monoxide detectors, and compliance with all safety codes.
I certify the above information is accurate, that the residence meets all current building and safety codes, and that all required smoke alarms and carbon monoxide detectors are in working order.
Full Breakdown
Chapter 17.74 as implemented by the City's application materials does not impose a standalone short-term-rental liability-insurance requirement for STRs inside Bishop city limits (this differs from unincorporated Inyo County, which does require STR insurance coverage). Instead, Bishop requires the applicant to certify that the residence meets all current building and safety codes and that required smoke alarms and carbon-monoxide detectors are in working order. Hosts should still confirm their own homeowner's or STR policy covers commercial rental use, and check any HOA and hosting-platform requirements. Verify current terms with the Planning Department, as ordinances change.
Violations & Fines
Because the City sets no insurance mandate, there is no insurance-specific penalty, but failing smoke/CO-detector or building-safety certifications can lead to permit denial or revocation.
Frequently Asked Questions
Do I need STR insurance in the City of Bishop?
What safety items must my STR have?
Sources & Official References
Other rules in Bishop
California rules heatmap·Compare Bishop to another location·View the California short-term rentals overview
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