Castle Rock does not require short-term-rental operators to carry or prove liability insurance. Because the Town does not regulate STRs, no insurance minimum is filed with or verified by the Town.
Where STRs are regulated, cities often require proof of liability coverage (commonly $500,000–$1,000,000). Castle Rock imposes no such requirement, as it does not regulate short-term rentals. No certificate of insurance is filed with the Town, and licensing is limited to the sales-tax/business license. Operators are strongly encouraged to carry adequate liability coverage anyway — standard homeowner policies often exclude commercial rental use — and platform host-protection coverage may not fully substitute. Lenders and HOA covenants may separately require insurance.
There is no Town insurance-compliance penalty; the risk is uninsured personal liability and possible HOA or lender consequences, not Town enforcement.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
Castle Rock, CO
Backyard composting is allowed in Castle Rock with no Town permit; residents just avoid meat, dairy, and oily foods that attract pests. Yard waste can go to ...
Castle Rock, CO
Colorado's 2024 turf law (SB24-005, amended by HB25-1113) bans nonfunctional and nonfunctional artificial turf on new nonresidential and common-interest proj...
Castle Rock, CO
Colorado law protects a homeowner's right to install water-wise and native landscaping. Under SB23-178, HOAs cannot ban drought-tolerant xeriscape or native ...
Castle Rock, CO
Colorado law lets Castle Rock residents collect rooftop rainwater in up to two rain barrels holding a combined 110 gallons, with no permit required. Barrels ...
Castle Rock, CO
Castle Rock Water restricts residential lawn irrigation to every third day, before 8 a.m. or after 8 p.m., from May 1 through Sept. 30. Your watering days co...
Castle Rock, CO
Castle Rock's Municipal Code limits weed height to 12 inches and, together with the Colorado Noxious Weed Act (CRS 35-5.5), requires property owners to contr...
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