Corpus Christi requires all STR operators to maintain a $1 million liability insurance policy during any period the property is available for rental. Proof of coverage is part of the self-certification process.
The Corpus Christi STR ordinance requires operators to maintain a minimum $1 million liability insurance policy covering the rental property during all periods it is listed or available for short-term rental. This requirement is documented through a sworn self-certification submitted as part of the annual registration process. The operator certifies that they have obtained and will maintain adequate insurance coverage throughout the permit period. Standard homeowner insurance policies often do not cover short-term rental activity, so operators typically need a specific STR endorsement or commercial hospitality policy. Platforms like Airbnb offer host protection insurance, but the city requires operators to carry their own policy as well. Failure to maintain insurance coverage is grounds for permit suspension or revocation. Annual inspection of required fire extinguishers must also be certified.
Operating without required insurance: permit suspension or revocation. Fines up to $500 per violation.
Corpus Christi, TX
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Corpus Christi, TX
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Corpus Christi, TX
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Corpus Christi, TX
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