DeSoto STR operators must carry a minimum of $500,000 in commercial general liability insurance naming the City as an additional insured, plus proof of adequate property coverage. Platform-provided Host Protection does not satisfy the requirement alone.
Chapter 30 Sec. 30-206 requires every permitted STR to maintain a commercial general liability policy with limits of at least $500,000 per occurrence and $1,000,000 aggregate. The City of DeSoto must be named as an additional insured on an ACORD 25 certificate, which is submitted annually with the renewal application. Homeowners' policies do not typically cover short-term rental activity; operators must obtain either a rider or a dedicated STR policy through carriers such as Proper Insurance or CBIZ. Airbnb's AirCover is considered supplemental only. Lapses in coverage automatically suspend the permit until reinstated.
Permit suspension on lapse; $500-$2,000 fine; personal liability for uncovered claims.
DeSoto, TX
DeSoto restricts parking of commercial vehicles in residential zoning districts. Commercial vehicles over one ton rated capacity, semi-tractors, trailers ove...
DeSoto, TX
DeSoto requires all residential swimming pools with water depths over 24 inches to be fully enclosed by a barrier at least 48 inches (4 feet) tall, per Texas...
DeSoto, TX
DeSoto generally permits wood, vinyl, wrought iron, chain link, masonry, and composite fences in residential zones, but each district has specific rules. Fro...
DeSoto, TX
DeSoto limits residential fence heights based on yard location. Fences in front yards are typically limited to 4 feet tall, while side and rear yard fences m...
DeSoto, TX
DeSoto requires fences to be structurally sound, properly installed, and maintained in good repair. Posts must be set in concrete footings of adequate depth ...
DeSoto, TX
DeSoto discourages feeding of wildlife that creates nuisance or public health concerns. Intentional feeding of feral hogs, coyotes, raccoons, and similar wil...
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