Eastvale, CA Short-Term Rentals: Insurance Requirements (2026)

Cities that permit short-term rentals commonly require hosts to carry a minimum amount of liability insurance, often $500,000 or $1,000,000, or to confirm that their platform provides equivalent coverage. Eastvale has no such requirement because it prohibits short-term rentals and has adopted no STR ordinance in which an insurance condition could exist. The City's published position is that short-term rentals cannot be operated within city limits, so there is no permitted STR for which the City would set a coverage minimum or demand a certificate of insurance. We found no STR insurance provision in the Eastvale Municipal Code, and we will not fabricate a figure. Because the use is prohibited, carrying insurance would not legitimize a short-term rental; the City's concern is stopping the unpermitted use rather than ensuring it is insured. Owners of lawful long-term rentals (30 days or more) are subject to the City's rental registration and inspection program under EMC Chapter 110.32, which focuses on building, housing, and crime-free standards rather than on a city-mandated liability-insurance minimum. Any insurance considerations for hosting therefore come from a property owner's own homeowner or landlord policy, lender requirements, or hosting-platform terms, none of which are set by Eastvale ordinance.