Macon-Bibb County, GA Short-Term Rentals: Insurance Requirements (2026)

Macon-Bibb County folds proof of insurance into the same annual application package as the rest of the short-term vacation rental permit under Sec. 7-373. Applicants submit the base application to the Tax Commissioner under oath, listing the owner's contact information, the rental's address, and a sworn acknowledgment that the owner has read the division (Sec. 7-373(a)). Attached to and filed at the same time as that application, Sec. 7-373(b) requires three additional items: a sworn code compliance verification form certifying the unit meets zoning, building, health, and life safety codes; proof of the owner's current ownership of the unit; and, under subsection (b)(3), proof of insurance indicating the premises is used as a short-term vacation rental.

The code does not set a minimum coverage dollar amount for this insurance, unlike the county's sidewalk food vendor and indoor shooting range permits, which specify limits; it requires only that the policy on file show the unit is used for short-term rental purposes, letting the county confirm the owner has not relied on a standard homeowner's policy that could exclude rental activity. Because the requirement renews annually with the rest of the application under Sec. 7-373(a), owners must keep updated proof of insurance on file every year the rental operates.

Sec. 7-373(c) further requires every permit holder to publish the permit number and the permit holder's name in each print, digital, or online listing advertising the rental.