Reno STR operators must carry liability insurance of at least 500,000 dollars covering short-term rental activity. Proof of insurance is required at application and at each annual renewal.
Under Reno Municipal Code Chapter 4.05, STR permit applicants must provide proof of a liability insurance policy with minimum coverage of 500,000 dollars specifically covering short-term rental activity. Standard homeowner policies often exclude STR use, so hosts typically need a commercial STR endorsement or rider, or coverage provided through platforms like Airbnb AirCover (which satisfies the requirement for many hosts). Proof of insurance must be updated at annual renewal and kept current; lapses can trigger permit suspension.
Operating without required insurance: permit suspension or revocation. Uninsured losses remain operator liability.
Reno, NV
Reno borders open desert and Peavine Mountain, so coyote sightings near homes are common. The city prohibits intentional feeding of wildlife, requires secure...
Reno, NV
Reno limits households to a reasonable number of dogs and cats, with code enforcement and Washoe County Regional Animal Services investigating hoarding compl...
Reno, NV
Reno Fire Department enforces International Fire Code propane storage limits, capping residential aboveground tanks and requiring setbacks from buildings, ig...
Reno, NV
Reno has no city ordinance restricting lawn ornaments, statuary, or year-round decorations on residential property. RMC Chapter 8.22 (Nuisances) requires pro...
Reno, NV
Reno has no city ordinance regulating residential inflatable holiday displays. Size, lighting hours, and blower noise are governed by HOA architectural revie...
Reno, NV
Reno has no municipal ordinance regulating residential holiday lights. Timing, brightness, and animation are governed by subdivision CC&Rs and HOA covenants....
See how Reno's insurance requirements rules stack up against other locations.
Help us keep this page accurate. If you notice an error or outdated information, let us know.