Rohnert Park, CA Short-Term Rentals: Insurance Requirements (2026)

Section 17.07.230(E)(11) of the Rohnert Park Municipal Code states plainly that the host (owner/operator) shall maintain a liability insurance policy that covers this use, making coverage a standing condition of every short-term rental administrative use permit rather than a one-time application item. The permit itself is mandatory under subsection (B): no person may establish, operate or maintain a short-term rental without first obtaining a valid administrative use permit under Section 17.25.050 et seq., and short-term rentals are only permitted by administrative use permit in residential districts per Section 17.06.030.

The insurance duty travels with the rest of the permit's conditions in subsection (E): the host must also hold a current city business license before operating (E.3), collect and remit the city's transient occupancy tax under Chapter 3.24 (E.5), cap stays at fourteen consecutive days (E.2), limit the rental to one bedroom of the primary dwelling (E.1), post the city-issued permit number in every advertisement (E.7), install smoke and carbon monoxide detectors meeting the building code for new construction (E.8), and give guests a written manual covering emergency contacts, this code section and neighborhood parking limits (E.10).

Subsection (E)(9) folds every one of these duties, including the insurance requirement, into the permit itself: any violation of the short-term rental section or of any other part of the municipal code counts as a violation of the administrative use permit, which exposes the host to permit revocation on top of whatever separate penalty the underlying violation carries.