Tinley Park, IL Short-Term Rentals: Insurance Requirements (2026)

Section 129J.04(A)(10) requires the owner to maintain, at all times when renting out the property as a short-term/vacation rental, a general liability insurance policy in the amount of $1,000,000 per occurrence and a minimum of $2,000,000 per aggregate, and to provide the village with proof of that policy upon request. This insurance mandate sits among the chapter's other operating standards in § 129J.04(A), which include the guest register, posted contact information, kitchen sanitation between guests, and weekly linen changes, all of which § 129J.04(B) frames as minimum standards layered on top of any other applicable Village ordinances. The insurance requirement applies continuously during any period the unit is actively being offered or used as a short-term rental, not merely at the time of initial licensing, so a lapse in coverage during an active rental period puts the owner out of compliance even if the license itself remains valid.