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Chattanooga, TN Short-Term Rentals: Short-Term Rental Permits (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Short-term rental permit rules in Chattanooga, TN, also called Airbnb permits, vacation rental licenses, or STR registration, list the application steps, fees, and operating requirements for hosting.

Key Facts

Governing section
City Code § 38-87
Issuing office
Development Review & Permitting Division
Must submit
Application + Code Compliance form
Posting
Certificate copy displayed in unit

Summary

No one may operate a short-term vacation rental in Chattanooga without first obtaining a certificate from the Development Review and Permitting Division, posted visibly inside the unit.

No person or entity may operate a short-term vacation rental unless a short-term vacation rental certificate has been first obtained from the City of Chattanooga Development Review and Permitting Division. To obtain a short-term vacation rental certificate, an eligible applicant must submit an application and a Code compliance verification form in compliance with Section 17.6. If approved, a legible copy of the short-term vacation rental certificate must be posted within the unit. The City of Chattanooga Development Review and Permitting Division will establish the information to be included upon the short-term vacation rental certificate. .....(b)Short-term vacation rentals must be properly maintained and regularly inspected by the owner to ensure continued compliance with applicable zoning, building, health, and life safety local and state laws. ..... (Ord. No. 14137, § 1, 7-23-24; Ord. No. 14138, § 1, 7-23-24)

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 40 Update 1).

Full Breakdown

City Code § 38-87 makes it unlawful to operate a short-term vacation rental without first obtaining a short-term vacation rental certificate from the City of Chattanooga Development Review and Permitting Division. To get one, an applicant submits an application plus a Code Compliance Verification Form confirming the unit meets zoning, building, health, and life-safety rules. Once approved, a legible copy of the certificate must be posted inside the unit, and owners must keep the property properly maintained and regularly inspected to stay compliant.

Violations & Fines

Operating without a posted certificate is a City Code violation; documented violations can also block certificate renewal or lead to revocation under Sec. 38-90(e).

Frequently Asked Questions

Can I list my Chattanooga home on Airbnb without a permit?
No. Sec. 38-87 requires a short-term vacation rental certificate before you may operate, plus a Code Compliance Verification Form.
Where do I apply?
Applications go to the City of Chattanooga Development Review and Permitting Division, which issues and tracks the certificate.

Sources & Official References

Other rules in Chattanooga

All Chattanooga rules

How Chattanooga compares: Most Airbnb-Friendly Cities in America·Compare Chattanooga to another location·View the Tennessee short-term rentals overview

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