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Chattanooga, TN Short-Term Rentals: Repeat Violator Strikes (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Revocation trigger
Revocation after 3 documented violations
Process
Public hearing required first
Reapplication bar
One-year bar on reapplying
Renewal
Renewal denied at 3 violations/year
Discretion
Discretionary denial at 1-2 violations

Summary

Chattanooga revokes a short-term vacation rental certificate after three documented Code or state-law violations tied to the rental's operation, barring reapplication for one year.

The City reserves the right to revoke a granted short-term vacation rental certificate at any time upon notice to the owner and the short-term vacation rental certificate Agent and after a public hearing once the property has three documented violations of City Code or State Law as a direct result of the operation of the short-term vacation rental unit and no appeal rights of those violations remain. Such violations are evidenced by a finding of guilt or fault by court or an administrative officer or body designated by the City Council. .....(2)A short-term vacation rental certificate which is revoked prevents its certificate holder from applying for a new certificate or short-term vacation rental on the same property or part thereof for a period of one year from the date of revocation. Prior to any revocation, the owner or the short-term vacation rental agent will be cited to the Administrative Hearing Officer, or a body designated by the City Council, for a hearing to establish proof of violations. ..... (Ord. No. 14137, § 1, 7-23-24; Ord. No. 14138, § 1, 7-23-24)

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 40 Update 1).

Full Breakdown

Chattanooga runs a documented three-strike system for short-term vacation rentals. Sec. 38-90(e)(1) lets the City revoke a certificate outright, after notice and a public hearing, once the property has three documented violations of City Code or state law tied to the rental's operation with no appeal rights remaining; a revoked holder can't reapply for the same property for one year (Sec. 38-90(e)(2)). Separately, Sec. 38-91(c) makes annual renewal mandatory-denial territory at three violations in a certification period, while Sec. 38-91(d) lets the Division deny renewal at its discretion even after just one or two violations.

Violations & Fines

Three documented Code or state-law violations trigger mandatory revocation after a hearing (Sec. 38-90(e)); the same threshold forces renewal denial (Sec. 38-91(c)), and even one or two violations can sink a renewal at the City's discretion (Sec. 38-91(d)).

Frequently Asked Questions

How many strikes before Chattanooga revokes an STR certificate?
Three documented violations of City Code or state law tied to the rental's operation trigger mandatory revocation after a public hearing (Sec. 38-90(e)(1)).
Can I reapply right after losing my certificate?
No: a revoked certificate bars reapplying for the same property for one year (Sec. 38-90(e)(2)).

Sources & Official References

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