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Saratoga Springs, NY Short-Term Rentals: Short-Term Rental Permits (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Short-term rental permit rules in Saratoga Springs, NY, also called Airbnb permits, vacation rental licenses, or STR registration, list the application steps, fees, and operating requirements for hosting.

Key Facts

Governing law
City Code Ch. 136A-5
Issuing office
Commissioner of Accounts
Fire inspection
Passed within 12 months
Property contact
Within 50 miles, 24/7
Min. liability insurance
$300,000

Summary

Operating a short-term rental in Saratoga Springs requires a license from the Commissioner of Accounts under Chapter 136A, backed by a passed Fire Department inspection, a notarized safety affidavit, $300,000 liability insurance, and a designated local property contact.

§ 136A-5 Application for license. A. An application for a short-term rental license shall be made either in writing or electronically... on forms provided by the Commissioner of Accounts... (5) Fire inspection report: (a) Proof that a Fire Inspection was conducted by the Saratoga Springs Fire Department and passed within 12 months of filing the application. [1] If the property has not been a short-term rental prior to its application, the Fire Inspection... must have been completed and passed within 60 days of filing the application. ...(6) Property contact: (a) The name, address, telephone number and email address of the property contact, as defined above.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: rev 4856340; v41 updated 2026-04-07; through 04-07-2026).

Full Breakdown

Section 136A-5 makes every applicant file with the Commissioner of Accounts, in writing or through the City's STR portal, and attach eight items: an owner list, proof of ownership, a notarized affidavit certifying smoke/CO detectors, egress diagram, occupancy and parking compliance; premises liability insurance of at least $300,000 written by a New York-licensed insurer; and a Saratoga Springs Fire Department inspection passed within 12 months of filing (within 60 days for a property new to STR use). Applicants must name a property contact, defined as an agent within 50 miles available 24/7, who is designated for service of legal process. Applications submit to the Accounts Department at 474 Broadway, Suite 14.

Violations & Fines

An incomplete filing, a failed or missing fire inspection, a non-compliant affidavit, or refusal to grant an inspection lets the Accounts Department deny the license; prior owners with a revocation in the past year are barred for one year.

Frequently Asked Questions

Who issues the short-term rental license?
The Commissioner of Accounts. Applications file in writing or via the City's STR portal, or in person at the Accounts Department, 474 Broadway, Suite 14, Saratoga Springs.
Do I need a fire inspection first?
Yes. You must show a Saratoga Springs Fire Department inspection passed within 12 months of filing, or within 60 days if the property was not previously a short-term rental.
What must the property contact do?
The contact must be within 50 miles, available 24/7, and is designated as the owner's agent for service of all notices and legal process under Chapter 136A.

Sources & Official References

Other rules in Saratoga Springs

All Saratoga Springs rules

How Saratoga Springs compares: Most Airbnb-Friendly Cities in America·New York rules heatmap·Compare Saratoga Springs to another location·View the New York short-term rentals overview

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