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Monroe County, FL Short-Term Rentals: Taxes & Fees (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Rate
1% of total rent charged
Citation
Monroe County Code § 23-178
Applies to
rentals of six months or less
Collected by
Monroe County Tax Collector
Use of funds
50% land authority, 50% general fund

Summary

Short-term and vacation rentals in the unincorporated Florida Keys (Monroe County) pay a 1 percent tourist impact tax on top of the county's 4 percent tourist development tax, because the entire county is a state-designated area of critical state concern. Monroe County Code § 23-178 levies the tax on every rental of six months or less and splits the money between land buying and the general fund.

These county ordinances apply to unincorporated areas of Monroe County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

(a)Pursuant to the provisions of F.S. § 125.0108, there is hereby levied and imposed a tourist impact tax within the area of the county designated areas of critical state concern by F.S. §§ 380.055 and 380.0552, F.A.C. ch. 28-36, and F.A.C. ch. 28-25, upon the privileges and in the amount described in subsections (b) and (c) of this section.(b)Every person who rents, leases, or lets for consideration any living quarters or accommodations in any hotel, apartment hotel, motel, resort motel, apartment, apartment motel, roominghouse, mobile home park, recreational vehicle park, or condominium for a term of six months or less, unless such establishment is exempt from the tax imposed by F.S. § 212.03, is exercising a taxable privilege on the proceeds therefrom under this section.(c)The tourist impact tax shall be levied at the rate of one percent of each dollar and major fraction thereof of the total consideration charged for such taxable privilege.

Full Breakdown

0552, the county layers an extra levy onto short-term rentals. 03. 00 the prior quarter. The tax collector can audit a host's books and records, must give 60 days' written notice before a scheduled audit unless the host requests an emergency audit, and keeps up to three percent of what it collects for administration. Once collected, the 1 percent splits evenly: half goes to the Monroe County Land Authority to buy property within the area of critical state concern, and half goes to the county's general fund for ad valorem tax containment.

This 1 percent is separate from, and in addition to, the county's 4 percent Tourist Development Tax under Monroe County Code § 23-197, so a short-term rental host in the unincorporated Keys collects both taxes on the same rent.

Violations & Fines

A host or rental agent who collects rent but fails or refuses to charge and collect the 1 percent tourist impact tax, or who advertises that the tax will be absorbed or refunded, commits a second-degree misdemeanor under Monroe County Code § 23-178, punishable under F.S. §§ 775.082 or 775.083. Refusing to let the tax collector examine required rental records is a separate offense, and unpaid tax becomes a lien collectible by warrant or tax execution.

Frequently Asked Questions

Do short-term rentals in the unincorporated Keys pay a special tax beyond the regular tourist tax?
Yes. Monroe County Code § 23-178 adds a 1 percent tourist impact tax on rentals of six months or less because the entire county is a state area of critical state concern. It stacks on top of the county's separate 4 percent Tourist Development Tax under § 23-197, so short-term rental hosts collect both from guests.
Who collects the 1 percent tourist impact tax from guests?
The host or the person receiving the rent charges and collects the 1 percent from the tenant at the time of payment, then remits it to the Monroe County Tax Collector on the same schedule used for the state sales tax, with a quarterly option available when the prior quarter's tax owed was $25.00 or less.
What happens if a short-term rental host doesn't collect the tax?
Under Monroe County Code § 23-178, a host who fails or refuses to charge and collect the tax is personally liable for it and guilty of a second-degree misdemeanor, punishable under Florida Statutes §§ 775.082 or 775.083, in addition to owing the unpaid tax itself.

Sources & Official References

Other rules in Monroe County

All Monroe County rules

How Monroe County compares: Cities with the Highest Short-Term Rental Taxes·Florida rules heatmap·Compare Monroe County to another location·View the Florida short-term rentals overview

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