St. Joseph County, IN Short-Term Rentals: Taxes & Fees (2026)
Key Facts
- County innkeeper's tax
- 6% on lodging income
- State sales tax
- 7% on accommodations
- Applies to
- Stays under 30 days
- Governing law
- IC 6-9-1-5
Summary
St. Joseph County levies a 6% innkeeper's tax on lodging rented under 30 days under IC 6-9-1-5, on top of Indiana's 7% state sales tax, for a combined 13%.
the tax imposed under subsection (a) is imposed at the rate of six percent (6%) on the gross income derived from lodging income only and shall be in addition to the state gross retail tax imposed on such persons by IC 6-2.5.
Full Breakdown
A short-term rental in St. Joseph County carries about 13% in taxes. Indiana's 7% state gross retail (sales) tax applies to accommodations rented for less than 30 days, and IC 6-9-1-5 adds the St. Joseph County innkeeper's tax at 6% on gross lodging income. Since July 2019, rooms in a house, condominium, or apartment furnished for under 30 days are subject to the innkeeper's tax. The county fiscal body may raise it toward 8% by ordinance. The innkeeper's tax is paid quarterly to the county treasurer; Airbnb and Vrbo collect and remit both taxes in Indiana.
Violations & Fines
Failing to collect or remit the 6% county innkeeper's tax or the 7% state sales tax exposes the host to back taxes, penalties, and interest from the county treasurer and Indiana Department of Revenue.
Frequently Asked Questions
What taxes does a St. Joseph County vacation rental owe?
Does Airbnb collect these taxes for me?
Sources & Official References
- [1]Indiana Code
Other rules in St. Joseph County
How St. Joseph County compares: Cities with the Highest Short-Term Rental Taxes·Compare St. Joseph County to another location·View the Indiana short-term rentals overview
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